145 Robin Dr, Coldwater, MI 49036 Property Records

Branch County property record for 145 Robin Dr, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$99,900 (Nov 2020)
Tax Bill	$1,720 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage May 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`110-F20-000-267-00`

Property Details

APN / Parcel Number

Primary APN	`110-F20-000-267-00`

Exterior

Lot Area	11,761 sqft (0.27 acres)

Location & Zoning

Street Address	145 ROBIN DR
City	COLDWATER
State	MI
Zip	49036-7740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIESTA SHORES LOT 267-268 SEC 19-30 T7S R6W COTTAGE 336
Legal Subdivision	FIESTA SHORES
Legal Lot Number	267-268
Jurisdiction	BRANCH MI
Township / Civil Division	OVID
Census Block Group	1
Census Block	1033
Census Tract	951100

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	145 ROBIN DR, COLDWATER, MI 49036-7740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY
May 20, 2020	Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST
Aug 20, 2019	Deed of Trust, Mortgage · Commercial Mortgage CENTURY BANK AND TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2020 · Amount on Record
Deed Sale	Nov 9, 2020 · Amount on Record
Prior Sale	Nov 29, 2005 · Amount on Record
Deed Document Number	20207634
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Nov 9, 2020
Property Address	145 ROBIN DR, COLDWATER, MI 49036-7740
Document Number	202007634
Map Reference	LB 4 PG 36-40
Instrument Date	Oct 29, 2020
Instrument	2020-07634
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	145 ROBIN DR, 145, COLDWATER, MI 49036-7740

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 ROBIN DR, COLDWATER, MI 49036-7740

Mortgage

Document Number	202007635
Date	Nov 9, 2020
Instrument	2020-07635

Lender

Name	RUOFF MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	145 ROBIN DR, COLDWATER, MI 49036-7740
Transaction Type	Mortgage
Record Updated	Jun 8, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202003249
Date	May 20, 2020
Instrument	2020-03249

Lender

Name	CENTURY BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	145 ROBIN DR, COLDWATER, MI 49036-7740
Transaction Type	Mortgage
Record Updated	Sep 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201905354
Date	Aug 20, 2019
Instrument	2019-05354

Lender

Name	CENTURY BANK AND TRUST
Type	Non-Lending Institution
Address	COLDWATER, MI 49036

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Ovid Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,707 (+0.02%)	$189,414 (+0.02%)
2025	$1,720.00 (+2.69%)	$94,687	$189,374
2024	$1,675.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
Lakeland Internet Fixed Wireless	100 / 20

May also be available: Frontier.

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