145 Roache Rd, Freedom, CA 95019 Property Records

Santa Cruz County property record for 145 Roache Rd, Freedom, CA 95019

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,170 sqft · built 1939
Lot Size	0.251 acres (10,934 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Oct 2014)
Tax Bill	$5,090 (2025)
Deeds & Mortgages	Oct 2020 Mortgage May 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014-061-03`

Property Details

APN / Parcel Number

Primary APN	`014-061-03`
Alternative APNs	`014-061-03-000` `04810223000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,170 sqft Living Area
Gross Area	1,890 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,934 sqft (0.251 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	145 ROACHE RD
City	FREEDOM
State	CA
Zip	95019-2846
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CORRALITOS RHO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2012
Census Tract	110601

Owner

Source: Santa Cruz County assessment roll, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	145 ROACHE RD, FREEDOM, CA 95019-2846
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
May 23, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Dec 14, 2017	Quit Claim Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 24, 2014 · Amount on Record
Deed Sale	Oct 24, 2014 · Amount on Record
Prior Sale	Jun 8, 2009 · Amount on Record
Deed Document Number	201435724
Last Transfer Date	Sep 25, 2020
Transfer Doc	0000039787
Record Updated	Sep 20, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 2, 2020
Property Address	145 ROACHE RD, FREEDOM, CA 95019-2846
Document Number	0000039787
Map Reference	MB 370 PG 135
Instrument Date	Sep 25, 2020
Instrument	2020-0039787
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 ROACHE RD, FREEDOM, CA 95019-2846

Mortgage

Document Number	0000039788
Date	Oct 2, 2020
Instrument	2020-0039788

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	145 ROACHE RD, FREEDOM, CA 95019-2846
Document Number	0000020800
Instrument Date	May 23, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 ROACHE RD FREEDOM CA 950192846, FREEDOM, CA 95019-2846

Mortgage

Document Number	0000020800
Date	Jul 24, 2019
Instrument	20800

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 14, 2017
Property Address	145 ROACHE RD, FREEDOM, CA 95019-2846
Document Number	0000042426
Instrument Date	Dec 7, 2017
Instrument	42426
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	145 ROACHE RD FREEDOM CA 950192846, FREEDOM, CA 95019-2846

Mortgage

Document Number	42427
Date	Dec 14, 2017
Instrument	42427

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2047

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$404,543 (+2%) Land $281,954 Building $122,589
2025	$5,090.00 (+13.77%) Homeowner's exemption	$396,611 (+4.04%) Land $276,426 Building $120,185
2023	$4,474.00 (+1.82%) Homeowner's exemption	$381,210 Land $265,692 Building $115,518	$573,480
2022	$4,394.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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