145 Ridgewood Dr, Arcadia, FL 34266 Property Records

DeSoto County property record for 145 Ridgewood Dr, Arcadia, FL 34266

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 2020
Lot Size	0.223 acres (9,714 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Jun 2024)
Tax Bill	$2,230 (2024)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jan 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`30-37-25-0336-00F0-0190`

Property Details

APN / Parcel Number

Primary APN	`30-37-25-0336-00F0-0190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,300 sqft Heated Area
Gross Area	1,517 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,714 sqft (0.223 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Driveway	Driveway
Driveway Area	954 sqft

Exterior Amenities

Porch	Open Porch
Deck Area	20 sqft
Patio Area	192 sqft
Fence	Fence
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	145 RIDGEWOOD DR
City	ARCADIA
State	FL
Zip	34266-8770
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	RIDGEWOOD SUB LOT 19 & S'LY 1/2 OF LOT 20 BLK F SUBJ TO ESMT OR 555/2734 INST:202014000167 INST:202014006580 INST:20241400466
Legal Range	25E
Legal Township	37S
Legal Section	30
Legal Subdivision	RIDGEWOOD SUB
Legal Tract	336
Legal Block	F
Legal Lot Number	19,S 20
Jurisdiction	DE SOTO FL
Township / Civil Division	ARCADIA EAST
Census Block Group	3
Census Block	3007
Census Tract	10200

Owner

Source: DeSoto County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	145 RIDGEWOOD DR, ARCADIA, FL 34266-8770
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Warranty Deed, Transfer · FHA Mortgage NTFN
Jan 10, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2024 · Amount on Record
Deed Sale	Jun 18, 2024 · Amount on Record
Prior Sale	Nov 3, 2020 · Amount on Record
Deed Document Number	202414004668
Deed Book / Page	2024 / 4668
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE SOTO FL
Recording Date	Nov 3, 2020
Property Address	145 RIDGEWOOD DR, ARCADIA, FL 34266-8770
Document Number	0014006580
Instrument Date	Nov 2, 2020
Instrument	14006580
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	ARCADIA ABSTRACT AND TITLE COMPANY IN, ARCADIA ABSTRACT & TITLE CO IN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,148.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 RIDGEWOOD DR ARCADIA FL 34266, ARCADIA, FL 34266

Mortgage

Document Number	14006581
Date	Nov 3, 2020
Instrument	14006581

Lender

Name	NTFN
Address	LEWISVILLE, TX 75067

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2050

Mortgage

Document Number	14006582,
Date	Nov 3, 2020
Instrument	14006582

Lender

Name	HOUSING FIN AGCY
Address	TALLAHASSEE, FL 32301-1329

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE SOTO FL
Recording Date	Jan 10, 2020
Property Address	145 RIDGEWOOD DR, ARCADIA, FL 34266-8770
Document Number	0014000167
Instrument Date	Nov 19, 2019
Instrument	14000167
Transaction Type	Transfer
Record Updated	Feb 12, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$98.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 291 ARCADIA FL 342650291, ARCADIA, FL 34265-0291

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Arcadia City
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$213,950 (+53.23%) Land $15,000 Building $198,950	$213,950 (+7.55%) Land $15,000 Building $198,950
2024	$2,230.00 (+2.86%)
2023	$2,168.00 (+3.34%) Homeowner's exemption	$139,624 (+3%)	$198,936 (+5.34%) Land $15,000 Building $183,936
2022	$2,098.00 Homeowner's exemption	$135,557	$188,858 Land $15,000 Building $173,858

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARCADIA WATER DEPT serves 8,942 people · EPA ID FL6140314
Water Source	Purchased surface water from DESOTO COUNTY WATER SYSTEM
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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