145 Ridge View Rd, Versailles, KY 40383 Property Records

Woodford County property record for 145 Ridge View Rd, Versailles, KY 40383 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.08 acres (3,500 sqft)
Owner	2 Individual Names on File
Last Sale	$165,500 (May 2017)
Tax Bill	$2,055 (2025)
Deeds & Mortgages	Sep 2024 Line of Credit May 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`30-3032-009-00`

Property Details

APN / Parcel Number

Primary APN	`30-3032-009-00`
Alternative APN	`30254`

Exterior

Lot Area	3,500 sqft (0.08 acres)

Location & Zoning

Account Number	30254
Street Address	145 RIDGE VIEW RD
City	VERSAILLES
State	KY
Zip	40383-8019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE
Legal Subdivision	WOOLDRIDGE GARDENS PH 11
Legal Block	U-2A
Legal Lot Number	509
Legal Unit	2
Jurisdiction	WOODFORD KY
Township / Civil Division	VERSAILLES
Census Block Group	2
Census Block	2011
Census Tract	50103

Owner

Source: Woodford County records · APN 30-3032-009-00

Assessment roll updated December 12, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3009 RED OAK TRL, VERSAILLES, KY 40383-9293
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2024	Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC
May 07, 2020	Deed of Trust, Mortgage · Line of Credit MEMBERS HERITAGE FCU
Mar 10, 2021	Deed of Trust, Mortgage · Line of Credit MEMBERS HERITAGE FCU
Sep 02, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MEMBERS HERITAGE FCU
May 02, 2017	Warranty Deed, Transfer · VA Mortgage MORTGAGE SUPPLIERS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 02, 2017 · Amount on Record
Deed Sale	May 02, 2017 · Amount on Record
Prior Sale	Jun 24, 2013 · Amount on Record
Deed Document Number	201735357
Deed Book / Page	300 / 160
Record Updated	Sep 20, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODFORD KY
Property Address	145 RIDGE VIEW RD, VERSAILLES, KY 40383-8019
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3009 RED OAK TRL, VERSAILLES, KY 40383-9293

Mortgage

Document Number	000M995/71
Date	Sep 19, 2024
Book Page	M995/71
Instrument	266335

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	1205 US HIGHWAY 127 S, FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODFORD KY
Property Address	145 RIDGE VIEW RD, VERSAILLES, KY 40383-8019
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M865/215
Date	May 07, 2020
Book Page	M865/215
Instrument	89361

Lender

Name	MEMBERS HERITAGE FCU
Type	Credit Union
Address	LEXINGTON, KY 40511

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 06, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODFORD KY
Property Address	145 RIDGE VIEW RD, VERSAILLES, KY 40383-8019
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M901/547
Date	Mar 10, 2021
Book Page	M901/547
Instrument	96546

Lender

Name	MEMBERS HERITAGE FCU
Type	Credit Union
Address	LEXINGTON, KY 40511

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 09, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODFORD KY
Property Address	145 RIDGE VIEW RD, VERSAILLES, KY 40383-8019
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000M923/1
Date	Sep 02, 2021
Book Page	M923/1
Instrument	107961

Lender

Name	MEMBERS HERITAGE FCU
Type	Credit Union
Address	LEXINGTON, KY 40511

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Aug 15, 2041

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODFORD KY
Recording Date	May 02, 2017
Property Address	145 RIDGE VIEW RD, VERSAILLES, KY 40383-8019
Document Number	00D300/160
Book / Page	D300 / 160
Map Reference	CAB D SL 268
Instrument Date	Apr 25, 2017
Instrument	35357
Transaction Type	Transfer
Record Updated	Nov 23, 2023
Title Company	TITLE SUPPLIERS LLC, TITLE SUPPLIERS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$165.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3715 PINCKARD PIKE, VERSAILLES, KY 40383-8564

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	145 RIDGE VIEW RD, VERSAILLES, KY 40383-8019

Mortgage

Document Number	0000035358
Date	May 02, 2017
Instrument	35358

Lender

Name	MORTGAGE SUPPLIERS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2047

Tax Assessment & Valuation

Source: Woodford County records · Assessment roll updated December 12, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Woodford County
Municipality	Versailles City
Unified School District	Woodford County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,055.00 (+66.53%)	$225,000 (+35.95%)	$225,000 (+35.95%)
2023	$1,234.00 Homeowner's exemption	$165,500	$165,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Woodford County (21239C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212390501032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	39 (1978–1997)
Claims Outside the SFHA	8 of 39
Most Recent Claim	Mar 1997, river or lake flooding, Severe Storm, Flooding, And Tornadoes
Claims By Storm	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 6 claims Severe Storms & Flooding, Feb 1989 · 16 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 367 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Verizon, Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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