145 Reef Rd, Fairfield, CT 06824 Property Records

Fairfield Town property record for 145 Reef Rd, Fairfield, CT 06824

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,665 sqft · built 1924
Lot Size	0.159 acres (6,943 sqft)
Owner	Trust Name on Record
Last Sale	$663,750 (Sep 2020)
Tax Bill	$11,584 (2025)
Deeds & Mortgages	Apr 2021 Transfer Sep 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`FAIR M:182 B:622`

Property Details

APN / Parcel Number

Primary APN	`FAIR M:182 B:622`
Alternative APNs	`FFLD M:182 B:622` `M:182 L:622 X` `18815`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,665 sqft Living Area
Gross Area	3,820 sqft
Basement Area	904 sqft
Unfinished Basement	904 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,943 sqft (0.159 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	18815
Street Address	145 REEF RD
City	FAIRFIELD
State	CT
Zip	06824-5922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	622
Jurisdiction	FAIRFIELD CT
Township / Civil Division	FAIRFIELD
Census Block Group	4
Census Block	4006
Census Tract	61500

Owner

Source: Fairfield Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on Record
Mailing Address	145 REEF RD, FAIRFIELD, CT 06824-5922
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Quit Claim Deed, Transfer Quitclaim
Sep 29, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage STIFEL BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2020 · Amount on Record
Deed Sale	Sep 29, 2020 · Amount on Record
Prior Sale	Aug 4, 2014 · Amount on Record
Deed Document Number	20202020-8120
Deed Book / Page	5989 / 36
Last Transfer Date	Mar 25, 2021
Transfer Doc	6132-115
Record Updated	Sep 20, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Apr 30, 2021
Property Address	145 REEF RD, FAIRFIELD, CT 06824-5922
Document Number	006132-115
Book / Page	6132 / 115
Instrument Date	Mar 25, 2021
Instrument	2021-4879
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 REEF RD, FAIRFIELD, CT 06824-5922

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Sep 29, 2020
Property Address	145 REEF RD, FAIRFIELD, CT 06824-5922
Document Number	5989-36
Book / Page	5989 / 36
Instrument Date	Sep 23, 2020
Instrument	2020-8120
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 REEF RD, FAIRFIELD, CT 06824-5922

Mortgage

Document Number	20208121
Date	Sep 29, 2020
Instrument	2020-8121

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.38%
Max Rate At Change	2.5%
Index	Other

Tax Assessment & Valuation

Source: Fairfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Fairfield Town
Unified School District	Fairfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,584.00	$408,030 (-) Land $272,720 Building $135,310	$285,621 Land $190,904 Building $94,717
2024	$11,584.00 (+3.2%)
2023	$11,225.00	$408,030 Land $272,720 Building $135,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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