145 Ramble Rdg, Carthage, NC 28327 Property Records

Moore County property record for 145 Ramble Rdg, Carthage, NC 28327

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,870 sqft · built 2021
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$495,500 (Mar 2022)
Tax Bill	$2,958 (2026)
Deeds & Mortgages	Jun 2021 Construction Loan Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`858400400264`

Property Details

APN / Parcel Number

Primary APN	`858400400264`
Alternative APNs	`858440264` `97001025` `39320100` `97056161`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,870 sqft Living Area
1st Floor Area	1,221 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	20,473 sqft (0.47 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	97056161
Street Address	145 RAMBLE RDG
City	CARTHAGE
State	NC
Zip	28327-7188
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	THE CAROLINA LOT 3 PH I SEC 16 PAGE 3 SOUTHERN PINES MUNI RA
Legal Subdivision	THE CAROLINA
Legal Phase	1
Legal Lot Number	3
Jurisdiction	MOORE NC
Township / Civil Division	7, MCNEILL
Census Block Group	1
Census Block	1035
Census Tract	950506

Owner

145 Ramble Rdg is owned and occupied by an individual who bought it in March 2022.

Source: Moore County records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	145 RAMBLE RDG, CARTHAGE, NC 28327-7188
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Construction Mortgage SELECT BANK & TRUST CO
Mar 24, 2022	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2022 · Amount on File
Deed Sale	Mar 24, 2022 · Amount on File
Deed Document Number	20225133
Deed Book / Page	5818 / 525
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	145 RAMBLE RDG, CARTHAGE, NC 28327-7188
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1534 SEWELL ST S, RAINELLE, WV 25962-7143

Mortgage

Document Number	0005634/36
Date	Jun 8, 2021
Book Page	5634/36
Instrument	2021013275

Lender

Name	SELECT BANK & TRUST CO
Type	Bank
Address	DUNN, NC 28335

Agreement

Type	Construction Mortgage
Amount	Amount on Record

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Mar 24, 2022
Property Address	145 RAMBLE RDG, CARTHAGE, NC 28327-7188
Document Number	005818/525
Book / Page	5818 / 525
Map Reference	CAB 6 SL 708
Instrument Date	Feb 18, 2022
Instrument	2022005133
Transaction Type	Transfer
Record Updated	Oct 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$991.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1534 SEWELL ST S, 1534, RAINELLE, WV 25962-7143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 RAMBLE RDG, CARTHAGE, NC 28327-7188

Mortgage

Document Number	2022005134
Date	Mar 24, 2022
Instrument	2022005134

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 145 Ramble Rdg was $2,958.

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Municipality	Southern Pines Town
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,958.00	$475,280 (-) Land $70,000 Building $405,280
2025	$2,958.00	$475,280 Land $70,000 Building $405,280
2024			$475,280 (-) Land $70,000 Building $405,280
2023	$3,124.00	$475,280 Land $70,000 Building $405,280	$475,280 Land $70,000 Building $405,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 145 Ramble Rdg in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2018–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Ramble Rdg is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Brightspeed.

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