145 Rae Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 145 Rae Dr, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,730 sqft · built 2005
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$165,900 (Jul 2005)
Tax Bill	$4,498 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7030-00230-0200`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7030-00230-0200`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,730 sqft Heated Area
Gross Area	2,344 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Driveway	Driveway
Driveway Area	442 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	145 RAE DR
City	PALM COAST
State	FL
Zip	32164-6890
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DPX
Legal Description	PALM COAST SECTION 30 BLOCK 00023 LOT 0020 SUBDIVISION COMPLETION YEAR 1980 OR 228 PG 859 OR 1070 PG 773 OR 1070 PG 774 OR 12
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	23
Legal Lot Number	20
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2014
Census Tract	60214

Owner

Source: Flagler County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6860 SW 128TH ST, PINECREST, FL 33156-6254
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Jul 10, 2017	Deed of Trust, Mortgage · ARM BISCAYNE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 18, 2005 · Amount on Record
Deed Sale	Jul 18, 2005 · Amount on Record
Prior Sale	Apr 20, 2004 · Amount on Record
Deed Document Number	2005042457
Deed Book / Page	1285 / 0074
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	145 RAE DR, PALM COAST, FL 32164-6890
Transaction Type	Mortgage
Record Updated	Oct 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6860 SW 128TH ST, PINECREST, FL 33156-6254

Mortgage

Document Number	0027230233
Date	Sep 19, 2022
Book Page	2723/233
Instrument	2022046761

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Oct 10, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	145 RAE DR, PALM COAST, FL 32164-6890
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022161277
Date	Jul 10, 2017
Book Page	2216/1277
Instrument	2017023863

Lender

Name	BISCAYNE BANK
Type	Bank
Address	MIAMI, FL 33133

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jul 1, 2022
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	11.7%

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,498.00 (+9.57%)	$247,527 (-0.21%) Land $53,500 Building $194,027	$247,527 (-0.21%) Land $53,500 Building $194,027
2023	$4,105.00 (+6.07%)	$248,050 (+6.81%) Land $43,500 Building $204,550	$248,050 (+6.81%) Land $43,500 Building $204,550
2022	$3,870.00	$232,231 Land $44,500 Building $187,731	$232,231 Land $44,500 Building $187,731

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet Holdings.

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