145 Prospect St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 145 Prospect St, Lawrence, MA 01841

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,320 sqft · built 2001
Lot Size	0.261 acres (11,402 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Oct 2023)
Tax Bill	$3,373 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jul 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`88 0125 0001 A`

Property Details

APN / Parcel Number

Primary APN	`88 0125 0001 A`
Alternative APN	`LAWR M:0088 B:0125 L:0001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,320 sqft Living Area
Gross Area	2,018 sqft
Basement Area	650 sqft
Unfinished Basement	650 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Tar & Gravel
Lot Area	11,402 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	88 0125 0001 A
Street Address	145 PROSPECT ST
City	LAWRENCE
State	MA
Zip	01841-2843
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2
Legal Block	125
Legal Lot Number	1
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	1
Census Block	1010
Census Tract	250700

Owner

145 Prospect St, a condominium, is owned by an individual who bought it in October 2023.

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	49 HANCOCK ST, HAVERHILL, MA 01832-5315
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE EQUITY PARTNERS LLC
Jul 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP
Feb 15, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2023 · Amount on File
Deed Sale	Oct 24, 2023 · Amount on File
Prior Sale	Feb 15, 2019 · Amount on File
Deed Document Number	202317601
Deed Book / Page	17861 / 105
Record Updated	Oct 29, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Oct 24, 2023
Property Address	145 PROSPECT ST, LAWRENCE, MA 01841-2843
Document Number	017861-105
Book / Page	17861 / 105
Instrument Date	Oct 24, 2023
Instrument	17601
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 HANCOCK ST, HAVERHILL, MA 01832-5315

Mortgage

Document Number	0000017602
Date	Oct 24, 2023
Instrument	17602

Lender

Name	MORTGAGE EQUITY PARTNERS LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	017861-129
Date	Oct 24, 2023
Book Page	17861/129
Instrument	17603

Lender

Name	MORTGAGE EQUITY PARTNERS LLC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	145 PROSPECT ST, LAWRENCE, MA 01841-2843
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017040-87
Date	Jul 20, 2021
Book Page	17040/87
Instrument	24180

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	265 Months
Due	Aug 1, 2043

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Feb 15, 2019
Property Address	145 PROSPECT ST, LAWRENCE, MA 01841-2843
Document Number	15760-256
Book / Page	15760 / 256
Instrument Date	Jan 15, 2019
Instrument	3445
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 PROSPECT ST, LAWRENCE, MA 01841-2843

Mortgage

Document Number	3446
Date	Feb 15, 2019
Instrument	3446

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 145 Prospect St was $3,373, up 6.1% from the year before.

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,373.00 (+6.14%)	$390,400 (+8.11%) Building $390,400	$394,414 (-2.47%)
2025	$3,178.00 (+23.71%)	$361,100 (+30.03%) Building $361,100	$404,415
2024	$2,569.00 (+2.31%)	$277,700 (+12.38%) Building $277,700
2023	$2,511.00	$247,100 Building $247,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 145 Prospect St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 145 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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