145 Prospect Ave, Plainwell, MI 49080 Property Records

Allegan County property record for 145 Prospect Ave, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,008 sqft · built 1994
Lot Size	0.224 acres (9,757 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Aug 2021)
Tax Bill	$3,924 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55-280-010-50`

Property Details

APN / Parcel Number

Primary APN	`55-280-010-50`
Alternative APN	`03-55-280-010-50`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood Siding
Lot Area	9,757 sqft (0.224 acres)
Lot Dimensions	65 ft deep x 150 ft wide
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	145 PROSPECT AVE
City	PLAINWELL
State	MI
Zip	49080-1233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	E'LY 65' OF LOTS 43 TO 48 INC BLK 1 RIVERVIEW ADDITION SEC 30 T1N R11W (09).
Legal Range	11W
Legal Township	01N
Legal Section	30
Legal Subdivision	RIVERVIEW ADD
Legal Block	1
Legal Lot Number	43-48
Jurisdiction	ALLEGAN MI
Township / Civil Division	PLAINWELL
Census Block Group	3
Census Block	3010
Census Tract	32000

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	145 PROSPECT AVE, PLAINWELL, MI 49080-1233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2021 · Amount on Record
Deed Sale	Aug 20, 2021 · Amount on Record
Prior Sale	Oct 24, 2016 · Amount on Record
Deed Document Number	202120541
Deed Book / Page	4661 / 203
Prior Transfer Date	Oct 17, 2008
Prior Transfer Doc	3270/862
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Aug 20, 2021
Property Address	145 PROSPECT AVE, PLAINWELL, MI 49080-1233
Document Number	004661/203
Book / Page	4661 / 203
Instrument Date	Aug 13, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,064.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	145 PROSPECT AVE, 145, PLAINWELL, MI 49080-1233

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 CHARLES ST, OTSEGO, MI 49078-1426

Mortgage

Document Number	0004661206
Date	Aug 20, 2021
Instrument	4661/206

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Plainwell City
Unified School District	Plainwell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,500 (+1.7%) Land $25,700 Building $99,800	$251,000 (+1.7%) Land $51,400 Building $199,600
2025	$3,924.00 (+2.16%) Homeowner's exemption	$123,400 (+37.57%) Land $25,300 Building $98,100	$246,800 (+37.57%) Land $50,600 Building $196,200
2024	$3,841.00 (+10.34%)
2023		$89,700 Land $8,500 Building $81,200	$179,400 Land $17,000 Building $162,400
2022	$3,481.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINWELL serves 3,998 people · EPA ID MI0005380
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20