Scott County property record for 145 Placid Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,322 sqft · built 2006 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Jan 2026) |
| Tax Bill | $1,972 (2025) |
| Deeds & Mortgages | Sep 2006 Mortgage Nov 2007 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 192-10-125.000 |
| Primary APN | 192-10-125.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,322 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 145 PLACID DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-9689 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARMONY RIDGE |
| Legal Subdivision | HARMONY RIDGE |
| Legal Phase | 1C |
| Legal Lot Number | 82 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 40205 |
145 Placid Dr is owned and occupied by two individuals who bought it in January 2026.
Source: Scott County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 145 PLACID DR, GEORGETOWN, KY 40324-9689 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2006 | Deed of Trust, Mortgage KENTUCKY BANK |
| Nov 7, 2007 | Deed of Trust, Mortgage KENTUCKY BANK |
| Jan 6, 2026 | Deed, Transfer · FHA Mortgage REPUBLIC STATE MORTGAGE CO |
| Dec 14, 2010 | Warranty Deed, Transfer · Conventional Mortgage COLDWELL BANKER MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2026 · Amount on File |
| Deed Sale | Jan 6, 2026 · Amount on File |
| Prior Sale | Dec 14, 2010 · Amount on File |
| Deed Document Number | 2026566877 |
| Deed Book / Page | 463 / 163 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 145 PLACID DR, GEORGETOWN, KY 40324-9689 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | SOURCE OF TITLE |
| Name | Verified Name |
|---|
| Document Number | 00M807/657 |
|---|---|
| Date | Sep 15, 2006 |
| Book Page | M807/657 |
| Instrument | 147331 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Address | PARIS, KY 40361 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Sep 1, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 145 PLACID DR, GEORGETOWN, KY 40324-9689 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M874/197 |
|---|---|
| Date | Nov 7, 2007 |
| Book Page | M874/197 |
| Instrument | 163100 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Address | PARIS, KY 40361 |
| Amount | Amount on Record |
|---|---|
| Term | 299 Months |
| Due | Oct 30, 2032 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jan 6, 2026 |
| Property Address | 145 PLACID DR, GEORGETOWN, KY 40324-9689 |
| Document Number | 00D463/163 |
| Book / Page | D463 / 163 |
| Map Reference | CAB 8 SL 368 |
| Instrument Date | Dec 22, 2025 |
| Instrument | 566877 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 127 ELKHORN DR, GEORGETOWN, KY 40324-9477 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 145 PLACID DR, GEORGETOWN, KY 40324-9689 |
| Document Number | 0000566881 |
|---|---|
| Date | Jan 6, 2026 |
| Instrument | 566881 |
| Name | REPUBLIC STATE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Number | 0M1875/117 |
|---|---|
| Date | Jan 6, 2026 |
| Book Page | M1875/117 |
| Instrument | 566901 |
| Name | KENTUCKY HOUSING CORP |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Dec 14, 2010 |
| Property Address | 145 PLACID DR, GEORGETOWN, KY 40324-9689 |
| Document Number | 00D335/205 |
| Book / Page | D335 / 205 |
| Map Reference | CAB8 SL368 |
| Instrument Date | Dec 10, 2010 |
| Instrument | 205986 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | METRO TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 415 DAVID LN, WINCHESTER, KY 40391-8741 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 145 PLACID DR, GEORGETOWN, KY 40324-9689 |
| Document Number | 0M1016/842 |
|---|---|
| Date | Dec 14, 2010 |
| Book Page | M1016/842 |
| Instrument | 205987 |
| Name | COLDWELL BANKER MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2041 |
The 2025 property tax bill for 145 Placid Dr was $1,972.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $290,000 (+30.98%) | $290,000 (+30.98%) | |
| 2025 | $1,972.00 | $221,400 | $221,400 |
| 2023 | $1,863.00 (+15.21%) | $205,500 (+10.25%) Land $33,000 Building $172,500 | $205,500 (+10.25%) Land $33,000 Building $172,500 |
| 2022 | $1,617.00 | $186,400 Land $33,000 Building $153,400 | $186,400 Land $33,000 Building $153,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 145 Placid Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (2008–2015) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 145 Placid Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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