145 Pine St, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 145 Pine St, Rutherfordton, NC 28139

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,784 sqft · built 1922
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$182,000 (Jun 2021)
Tax Bill	$1,408 (2022)
Deeds & Mortgages	Jan 2023 Line of Credit Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1206569`

Property Details

APN / Parcel Number

Primary APN	`1206569`
Alternative APN	`19333`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,784 sqft Heated Area
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1968
Architectural Style	Split Level
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.189 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	270 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Forced Air

Location & Zoning

Account Number	19333
Street Address	145 PINE ST
City	RUTHERFORDTON
State	NC
Zip	28139-2821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMST
Legal Description	GPIN:1610196193150000; RES PINE ST
Legal Subdivision	GREEN HEIGHTS
Legal Block	5
Legal Lot Number	4
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	3
Census Block	3031
Census Tract	960502

Owner

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	145 PINE ST, RUTHERFORDTON, NC 28139-2821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jun 18, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2021 · Amount on Record
Deed Sale	Jun 18, 2021 · Amount on Record
Prior Sale	May 26, 2006 · Amount on Record
Deed Document Number	0020473944
Deed Book / Page	2047 / 3944
Record Updated	Jun 7, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	145 PINE ST, RUTHERFORDTON, NC 28139-2821
Transaction Type	Mortgage
Record Updated	Jan 24, 2023
Title Company	AEG

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 PINE ST, RUTHERFORDTON, NC 28139-2821

Mortgage

Document Number	0020681765
Date	Jan 9, 2023
Book Page	2068/1765

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jun 18, 2021
Property Address	145 PINE ST, RUTHERFORDTON, NC 28139-2821
Document Number	0020473944
Book / Page	2047 / 3944
Map Reference	MB 90 PG 262
Instrument Date	Jun 18, 2021
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$364.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4293 HICKORY HOLLOW RD, 4293, GASTONIA, NC 28056-8744

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 PINE ST, RUTHERFORDTON, NC 28139-2821

Mortgage

Document Number	0020473946
Date	Jun 18, 2021
Instrument	2047/3946

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Rutherfordton Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$190,000 Land $18,000 Building $172,000	$190,000 Land $18,000 Building $172,000
2022	$1,408.00
2021	$1,408.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Pangaea Internet Fiber	500 / 500
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

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