145 Pier Point Dr, Stony Point, NC 28678 Property Records

Iredell County property record for 145 Pier Point Dr, Stony Point, NC 28678

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,284 sqft · built 2006
Lot Size	0.82 acres (35,719 sqft)
Owner	2 Individual Names on Record
Last Sale	$692,000 (Mar 2023)
Tax Bill	$3,767 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3774-72-9737.000`

Property Details

APN / Parcel Number

Primary APN	`3774-72-9737.000`
Alternative APNs	`77445978` `80100821`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,284 sqft Heated Area
Gross Area	6,760 sqft
1st Floor Area	1,581 sqft
Basement Area	1,581 sqft
Finished Basement	1,317 sqft
Unfinished Basement	264 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	35,719 sqft (0.82 acres)
Garage Area	627 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	691 sqft
Deck Area	949 sqft
Patio Area	289 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80100821
Street Address	145 PIER POINT DR
City	STONY POINT
State	NC
Zip	28678-9003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L8 RIVERWALK SEC 4 PB 26-44 45 46
Legal Subdivision	RIVERWALK
Legal Block	72
Legal Lot Number	8
Jurisdiction	IREDELL NC
Township / Civil Division	SHILOH
Census Block Group	2
Census Block	2012
Census Tract	61101

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	145 PIER POINT DR, STONY POINT, NC 28678-9003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2023 · Amount on Record
Deed Sale	Mar 28, 2023 · Amount on Record
Prior Sale	Apr 4, 2006 · Amount on Record
Deed Book / Page	2982 / 2242
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Mar 28, 2023
Property Address	145 PIER POINT DR, STONY POINT, NC 28678-9003
Document Number	0029822242
Book / Page	2982 / 2242
Map Reference	MB 26 PG 44-46
Instrument Date	Mar 17, 2023
Transaction Type	Transfer
Record Updated	Apr 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,384.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 VARIETY TREE CIR, ALTAMONTE SPRINGS, FL 32714-5822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 PIER POINT DR, STONY POINT, NC 28678-9003

Mortgage

Document Number	0029822245
Date	Mar 28, 2023
Instrument	2982/2245

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$628,380 (-) Land $85,000 Building $543,380	$628,380 (-) Land $85,000 Building $543,380
2025	$3,767.00 (-5.33%)	$628,380 (+0.49%) Land $85,000 Building $543,380	$628,380 (+0.49%) Land $85,000 Building $543,380
2024	$3,979.00 (+36.92%)	$625,320 (+29.63%) Land $85,000 Building $540,320	$625,320 (+29.63%) Land $85,000 Building $540,320
2023	$2,906.00 (+43.58%)	$482,380 (+34.71%) Land $85,000 Building $397,380	$482,380 (+34.71%) Land $85,000 Building $397,380
2022	$2,024.00 Veteran's exemption	$358,090 Land $93,500 Building $264,590	$358,090 Land $93,500 Building $264,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2020)
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000