145 Penelope Pl, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 145 Penelope Pl, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Detailsbuilt 2026
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$355,349 (Jun 2026)
Tax Bill$1,144 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN026921-2750

Property Details

APN / Parcel Number

Primary APN026921-2750

Exterior

Year BuiltBuilt 2026
Lot Area6,098 sqft (0.14 acres)

Location & Zoning

Street Address145 PENELOPE PL
CitySAINT AUGUSTINE
StateFL
Zip32092-1283
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description120/15-26 REVERIE AT SILVERLEAF PHASE 1 LOT 275 OR6173/1371
Legal SubdivisionREVERIE AT SILVERLEAF PHASE 1
Legal Block1
Legal Lot Number275
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4006
Census Tract20908

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address145 PENELOPE PL, SAINT AUGUSTINE, FL 32092-1283
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 25, 2026 · Amount on Record
Deed SaleJun 25, 2026 · Amount on Record
Prior SaleJun 25, 2025 · Amount on Record
Deed Document Number202654398
Deed Book / Page6389 / 1780
Record UpdatedSep 20, 2026

June 2026: Warranty Deed

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJun 25, 2026
Property Address145 PENELOPE PL, SAINT AUGUSTINE, FL 32092-1283
Document Number0000054398
Book / Page6389 / 1780
Instrument DateJun 18, 2026
Instrument202654398
Record UpdatedJul 7, 2026
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$251,231.44
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address145 PENELOPE PL, SAINT AUGUSTINE, FL 32092-1283

Mortgage

Document Number0000054399,
DateJun 25, 2026
Instrument202654399
Lender
NameAMWEST FUNDING CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.63%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$85,000 (-) Land $85,000$85,000 (-) Land $85,000
2025$1,144.00 (+30.44%)$85,000 (+21.43%)$85,000 (+21.43%) Land $85,000
2024$877.00$70,000$70,000 Land $70,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 110 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies110 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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