145 Pearl St, Groton, CT 06340 Property Records

Groton Town property record for 145 Pearl St, Groton, CT 06340

Property Summary

Property Type	Commercial
Details	3,072 sqft · built 1974
Lot Size	4.79 acres (208,652 sqft)
Owner	Company Name on Record
Tax Bill	$137,086 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2022 Refinance + 2 more
Flood Zone	Zone X (moderate risk)
APN	`GROT M:260708888018`

Property Details

APN / Parcel Number

Primary APN	`GROT M:260708888018`
Alternative APNs	`260708888018` `147141000`

Interior

Units	2 Units
Building Area	3,072 sqft Gross Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	208,652 sqft (4.79 acres)
Deck Area	Deck Area
Loading Dock	Loading Dock
Total Buildings	7 Buildings

Location & Zoning

Account Number	260708888018
Street Address	145 PEARL ST
City	GROTON
State	CT
Zip	06340-5773
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	WC
Jurisdiction	GROTON CT
Township / Civil Division	GROTON
Census Block Group	2
Census Block	2008
Census Tract	702900

Owner

Source: Groton Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	145 PEARL ST, GROTON, CT 06340-5773
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust CITIZENS BANK
Nov 29, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Dec 23, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance CHELSEA GROTON BANK
Dec 22, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 20, 2021
Transfer Doc	000830-494
Record Updated	Oct 29, 2026

August 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Recording Date	Aug 3, 2026
Property Address	145 PEARL ST, GROTON, CT 06340-5773
Document Number	5368220028
Book / Page	1342 / 541
Instrument Date	Jul 24, 2026
Instrument	20265368220028
Record Updated	Aug 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5368220028,
Date	Aug 3, 2026
Book Page	1342/541
Instrument	20265368220028

Lender

Name	CITIZENS BANK

Agreement

Amount	Amount Recorded

Interest

Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Property Address	145 PEARL ST, GROTON, CT 06340-5773
Transaction Type	Mortgage
Record Updated	Jul 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001285-807
Date	Nov 29, 2022
Book Page	1285/807
Instrument	5166210029

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	37 Months
Due	Dec 1, 2025

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GROTON CT
Recording Date	Dec 23, 2021
Property Address	145 PEARL ST, GROTON, CT 06340-5773
Document Number	001269-623
Book / Page	1269 / 623
Instrument Date	Dec 20, 2021
Instrument	5111160006
Transaction Type	Transfer
Record Updated	Jul 18, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 PEARL ST, GROTON, CT 06340-5773

Mortgage

Document Number	001269-629
Date	Dec 23, 2021
Book Page	1269/629
Instrument	5111170025

Lender

Name	CHELSEA GROTON BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2042

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STONINGTON CT
Recording Date	Dec 22, 2021
Property Address	145 PEARL ST, GROTON, CT 06340-5773
Document Number	000830-494
Book / Page	830 / 494
Instrument Date	Dec 20, 2021
Instrument	3196590006
Transaction Type	Transfer
Record Updated	Jul 18, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 PEARL ST, GROTON, CT 06340-5773

Tax Assessment & Valuation

Source: Groton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Groton Town
Unified School District	Groton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$137,086.00	$5,196,590 (-) Land $3,171,812 Building $2,024,778	$3,637,613 Land $2,220,268 Building $1,417,345
2024	$137,086.00 (+11.73%)
2023	$122,691.00 (+2.07%)	$5,196,590 (-) Land $2,304,050 Building $2,892,540
2022	$120,197.00	$5,196,590 Land $2,304,050 Building $2,892,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-MYSTIC private · serves 10,788 people · EPA ID CT1370011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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