Onslow County property record for 145 Oyster Ln, Hubert, NC 28539
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 2,016 sqft · built 2000 |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $25,000 (Nov 2017) |
| Tax Bill | $780 (2026) |
| Deeds & Mortgages | Jul 2019 Line of Credit Oct 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1315-31 |
| Primary APN | 1315-31 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,016 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 49,223 sqft (1.13 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 438421000 |
|---|---|
| Street Address | 145 OYSTER LN |
| City | HUBERT |
| State | NC |
| Zip | 28539-3760 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R-8M |
| Legal Description | OYSTER LN |
| Legal Lot Number | N |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | SWANSBORO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 2801 |
Source: Onslow County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 145 OYSTER LN, HUBERT, NC 28539-3760 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2019 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Oct 31, 2018 | Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MTG & FIN |
| Jan 30, 2018 | Grant Deed ATTORNEY ONLY |
| Nov 29, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 29, 2017 · Amount on Record |
| Deed Sale | Nov 29, 2017 · Amount on Record |
| Deed Document Number | 20174707-120 |
| Deed Book / Page | 4707 / 120 |
| Prior Transfer Date | Nov 29, 2007 |
| Prior Transfer Doc | 0029820700 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 145 OYSTER LN, HUBERT, NC 28539-3760 |
| Document Number | 0049940213 |
| Instrument Date | Jul 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 145 OYSTER LN HUBERT NC 285393760, HUBERT, NC 28539-3760 |
| Document Number | 0049940213 |
|---|---|
| Date | Jul 31, 2019 |
| Book Page | 004994/000213 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jul 30, 2059 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 145 OYSTER LN, HUBERT, NC 28539-3760 |
| Document Number | 0048590561 |
| Instrument Date | Oct 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2018 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE & CLOSING S |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 145 OYSTER LN HUBERT NC 285393760, HUBERT, NC 28539-3760 |
| Document Number | 0048590561 |
|---|---|
| Date | Nov 9, 2018 |
| Book Page | 004859/000561 |
| Name | VANDERBILT MTG & FIN |
|---|---|
| Type | Mortgage Company |
| Address | MARYVILLE, TN 37804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Nov 8, 2041 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jan 30, 2018 |
| Property Address | 145 OYSTER LN, HUBERT, NC 28539-3760 |
| Document Number | 0047310042 |
| Book / Page | 004731 / 000042 |
| Instrument Date | Jan 29, 2018 |
| Record Updated | Feb 5, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 145 OYSTER LN HUBERT NC 285393760, HUBERT, NC 28539-3760 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Nov 29, 2017 |
| Property Address | 145 OYSTER LN, HUBERT, NC 28539-3760 |
| Document Number | 0047070120 |
| Book / Page | 004707 / 000120 |
| Instrument Date | Nov 21, 2017 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $50.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 145 OYSTER LN HUBERT NC 285393760, HUBERT, NC 28539-3760 |
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $780.00 | $207,131 (+73.85%) Land $51,690 Building $155,441 | $207,131 (+73.85%) Land $51,690 Building $155,441 |
| 2025 | $780.00 | $119,144 (-) Land $39,690 Building $79,454 | $119,144 (-) Land $39,690 Building $79,454 |
| 2023 | $780.00 | $119,144 Land $39,690 Building $79,454 | $119,144 Land $39,690 Building $79,454 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 86 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 86 in force |
| Nearby Flood Claims | 11 (1998–2018) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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