Madison County property record for 145 Ogg Ln, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.14 acres (93,218 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $270,000 (Nov 2022) |
| Tax Bill | $2,546 (2025) |
| Deeds & Mortgages | Apr 2025 Mortgage Jun 2006 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0085-0000-0013-A |
| Primary APN | 0085-0000-0013-A |
|---|---|
| Alternative APNs |
|
| Lot Area | 93,218 sqft (2.14 acres) |
|---|
| Account Number | 68943 |
|---|---|
| Street Address | 145 OGG LN |
| City | BEREA |
| State | KY |
| Zip | 40403-9621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 |
| Legal Lot Number | 2 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 11103 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 145 OGG LN, BEREA, KY 40403-9621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2025 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Jun 1, 2006 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Nov 3, 2022 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Dec 15, 2021 | Deed, Transfer · Commercial Mortgage HSLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2022 · Amount on Record |
| Deed Sale | Nov 3, 2022 · Amount on Record |
| Prior Sale | Dec 15, 2021 · Amount on Record |
| Deed Document Number | 2014118318 |
| Deed Book / Page | D831 / 137 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 145 OGG LN, BEREA, KY 40403-9621 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 145 OGG LN, BEREA, KY 40403-9621 |
| Document Number | 0M2371/405 |
|---|---|
| Date | Apr 15, 2025 |
| Book Page | M2371/405 |
| Instrument | 2014255064 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 145 OGG LN, BEREA, KY 40403-9621 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1107/708 |
|---|---|
| Date | Jun 1, 2006 |
| Book Page | M1107/708 |
| Instrument | 369158 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Apr 21, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Nov 3, 2022 |
| Property Address | 145 OGG LN, BEREA, KY 40403-9621 |
| Document Number | 00D831/137 |
| Book / Page | D831 / 137 |
| Map Reference | CAB 30 PG 56 |
| Instrument Date | Nov 2, 2022 |
| Instrument | 2014118318 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 315 BELLO RD, TAZEWELL, TN 37879-3842 |
| Name | Verified Name |
|---|---|
| Address | 145 OGG LN, BEREA, KY 40403-9621 |
| Document Number | 2014118319 |
|---|---|
| Date | Nov 3, 2022 |
| Instrument | 2014118319 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 15, 2021 |
| Property Address | 145 OGG LN, BEREA, KY 40403-9621 |
| Document Number | 00D815/554 |
| Book / Page | D815 / 554 |
| Instrument Date | Dec 7, 2021 |
| Instrument | 2014068558 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | LAND GROUP RE TTL & CLOSING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 501 N MADISON AVE, RICHMOND, KY 40475-1209 |
| Name | Verified Name |
|---|---|
| Address | 145 OGG LN, BEREA, KY 40403-9621 |
| Document Number | 2014068559 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 2014068559 |
| Name | HSLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 7, 2041 |
| Rate Type | Adjustable Rate |
|---|
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,546.00 (-2.79%) Additional exemption filed | $270,000 (-) | $270,000 (-) |
| 2023 | $2,619.00 | $270,000 | $270,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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