145 Ocean St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 145 Ocean St, Lynn, MA 01902

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 3,355 sqft · built 1890
Lot Size	0.183 acres (7,963 sqft)
Owner	2 Individual Names on File
Last Sale	$496,000 (Jul 2016)
Tax Bill	$8,929 (2025)
Deeds & Mortgages	Dec 2024 Refinance Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B:093 L:560 S:012`

Property Details

APN / Parcel Number

Primary APN	`B:093 L:560 S:012`
Alternative APN	`LYNN M:093 B:560 L:012`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,355 sqft Living Area
Gross Area	5,370 sqft
Basement Area	1,218 sqft
Unfinished Basement	1,218 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1963
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,963 sqft (0.183 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	145 OCEAN ST
City	LYNN
State	MA
Zip	01902-2050
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Block	560
Legal Lot Number	12
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3003
Census Tract	206600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Diamond Historic District listed 1996 · 590 contributing resources · NRIS 96001040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

145 Ocean St, a duplex, is owned and occupied by two individuals who bought it in July 2016.

Source: Essex County and Lynn City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	145 OCEAN ST, LYNN, MA 01902-2050
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE CENTS SAVINGS BANK
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage SALEM FIVE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2016 · Amount on File
Deed Sale	Jul 15, 2016 · Amount on File
Prior Sale	Jul 14, 2009
Transfer Doc	0000573494
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	145 OCEAN ST, LYNN, MA 01902-2050
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000655741
Date	Dec 16, 2024
Instrument	655741

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	253 Months
Due	Jan 1, 2046

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	145 OCEAN ST, LYNN, MA 01902-2050
Document Number	0000614050
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 OCEAN ST LYNN MA 019022050, LYNN, MA 01902-2050

Mortgage

Document Number	0000614050
Date	Jul 13, 2020
Instrument	614050

Lender

Name	SALEM FIVE MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 145 Ocean St was $8,929, up 2.6% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,929.00 (+2.59%)	$861,869 (+4.27%) Land $236,800 Building $625,069	$910,286
2024	$8,704.00 (+1.56%)	$826,600 (+7.55%) Land $250,900 Building $575,700
2023	$8,570.00	$768,600 Land $232,500 Building $536,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 145 Ocean St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 145 Ocean St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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