Montgomery County property record for 145 Observatory Dr, Clarksville, TN 37040
| Property Type | Single Family Home |
|---|---|
| Details | 3.25 ba · 2,412 sqft · built 2006 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $319,500 (Jul 2021) |
| Tax Bill | $2,725 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 90B D 35.00 |
| Primary APN | 90B D 35.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.25 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,412 sqft Living Area |
| Gross Area | 3,025 sqft |
| 1st Floor Area | 1,203 sqft |
| Upper Floors Area | 1,209 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 513 sqft |
| Driveway | Driveway |
| Driveway Area | 1,350 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | 416 sqft |
| Patio Area | 416 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 145 OBSERVATORY DR |
|---|---|
| City | CLARKSVILLE |
| State | TN |
| Zip | 37040-8581 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | SUBDIVISION: GREENLAND FARMS BLOCK: D LOT: 166 PLAT BOOK: E PLAT PAGE: 614 SPLIT OFF 90-2.04 & 2.05 T-04; QC V1347-2800 |
| Legal Subdivision | GREENLAND FARMS |
| Legal Block | D |
| Legal Lot Number | 166 |
| Jurisdiction | MONTGOMERY TN |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 100300 |
Source: Montgomery County records, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 145 OBSERVATORY DR, CLARKSVILLE, TN 37040-8581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 6, 2021 | Warranty Deed, Transfer · Conventional Mortgage SOUTHWEST FUNDING LP |
| May 9, 2017 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2021 · Amount on Record |
| Deed Sale | Jul 6, 2021 · Amount on Record |
| Prior Sale | May 9, 2017 · Amount on Record |
| Deed Document Number | 20211325326 |
| Deed Book / Page | 2110 / 2028 |
| Prior Transfer Date | Aug 24, 2011 |
| Prior Transfer Doc | 0000902336 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Jul 6, 2021 |
| Property Address | 145 OBSERVATORY DR, CLARKSVILLE, TN 37040-8581 |
| Document Number | 02110/2028 |
| Book / Page | 2110 / 2028 |
| Map Reference | MB E PG 614 |
| Instrument Date | Jul 1, 2021 |
| Instrument | 1325326 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | FREEDOM TITLE SERVICES, FREEDOM TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,182.15 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 145 OBSERVATORY DR, CLARKSVILLE, TN 37040-8581 |
| Document Number | 0001325327 |
|---|---|
| Date | Jul 6, 2021 |
| Instrument | 1325327 |
| Name | SOUTHWEST FUNDING LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | May 9, 2017 |
| Property Address | 145 OBSERVATORY DR, CLARKSVILLE, TN 37040-8581 |
| Document Number | 0001121382 |
| Book / Page | 001740 / 001471 |
| Instrument Date | May 8, 2017 |
| Instrument | 1121382 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2017 |
| Title Company | STAFFORD LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $812.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 145 OBSERVATORY DR CLARKSVILLE TN 370408581, CLARKSVILLE, TN 37040-8581 |
| Document Number | 1121383 |
|---|---|
| Date | May 9, 2017 |
| Book Page | 001740/001473 |
| Instrument | 1121383 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 8, 2047 |
Source: Montgomery County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Municipality | Clarksville City |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,725.00 (+1.34%) | $91,575 (+1.5%) | $366,300 (+1.5%) Land $62,000 Building $304,300 |
| 2024 | $2,689.00 (+15.46%) | $90,225 (+63.45%) | $360,900 (+63.45%) Land $62,000 Building $298,900 |
| 2023 | $2,329.00 | $55,200 (-) | |
| 2022 | $2,329.00 | $55,200 | $220,800 Land $33,000 Building $187,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (2009–2010) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLARKSVILLE WATER DEPARTMENT serves 251,864 people · EPA ID TN0000116 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| CDE Lightband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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