145 Oakhill Dr, Centre, AL 35960 Property Records

Cherokee County property record for 145 Oakhill Dr, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,488 sqft · built 2003
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (May 2026)
Tax Bill	$2,173 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2012 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`13-14-07-26-2-002-017.000`

Property Details

APN / Parcel Number

Primary APN	`13-14-07-26-2-002-017.000`
Alternative APNs	`ALT APN:1407262002017000` `210495`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	1,488 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	114 sqft
Deck Area	256 sqft

Location & Zoning

Account Number	210495
Street Address	145 OAKHILL DR
City	CENTRE
State	AL
Zip	35960-2184
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 OAK HILL ESTATES 12/73
Legal Range	09E
Legal Township	10S
Legal Section	26
Legal Subdivision	HILL ESTATES
Legal Lot Number	17
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	3
Census Block	3005
Census Tract	955900

Owner

145 Oakhill Dr is owned and occupied by an individual who bought it in May 2026.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	145 OAKHILL DR, CENTRE, AL 35960-2184
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Line of Credit REDSTONE FEDERAL CREDIT UNION
Nov 16, 2012	Deed of Trust, Mortgage TRUSTMARK NATIONAL BANK
May 19, 2016	Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST GUARANTY MORTGAGE CORP
Jul 27, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST GUARANTY MORTGAGE CORP
May 18, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 27, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST GUARANTY MORTGAGE CORP
Mar 9, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
Jun 16, 2009	Special Warranty Deed, Transfer GOLDSTAR MORTGAGE, INC.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on File
Deed Sale	May 18, 2026 · Amount on File
Prior Sale	Nov 5, 2024 · Amount on File
Deed Document Number	2026243833
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Recording Date	Jul 21, 2026
Property Address	145 OAKHILL DR, CENTRE, AL 35960-2184
Document Number	0000244926
Instrument Date	Jul 14, 2026
Instrument	2026244926
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000244926,
Date	Jul 21, 2026
Instrument	2026244926

Lender

Name	REDSTONE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.47%
Max Rate	-1%

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	145 OAKHILL DR, CENTRE, AL 35960-2184
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000176893
Date	Nov 16, 2012
Instrument	176893

Lender

Name	TRUSTMARK NATIONAL BANK
Address	201 COUNTRY PLACE PKWY, PEARL, MS 39208

Agreement

Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2042

May 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	145 OAKHILL DR, CENTRE, AL 35960-2184
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000193250
Date	May 19, 2016
Instrument	0193250

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	CULLMAN, AL 35055

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	145 OAKHILL DR, CENTRE, AL 35960-2184
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000198928
Date	Jul 27, 2017
Instrument	198928

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	May 18, 2026
Property Address	145 OAKHILL DR, CENTRE, AL 35960-2184
Document Number	0000243833
Instrument Date	May 13, 2026
Instrument	2026.243833
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27,270.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 OAKHILL DR, CENTRE, AL 35960-2184
Investor	Possibly a Property Investor

Mortgage

Document Number	0000243834,
Date	May 18, 2026
Instrument	2026.243834

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	145 OAKHILL DR, CENTRE, AL 35960-2184
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	198928
Date	Jul 27, 2017
Instrument	198928

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Mar 9, 2021
Property Address	145 OAKHILL DR, CENTRE, AL 35960-2184
Document Number	217007
Map Reference	PB 12 PG 73
Instrument Date	Mar 5, 2021
Instrument	217007
Transaction Type	Transfer
Record Updated	Jun 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 OAKHILL DR, CENTRE, AL 35960-2184

Mortgage

Document Number	217008
Date	Mar 9, 2021
Instrument	217008

Lender

Name	TRUSTMARK NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2009: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jun 16, 2009
Property Address	145 OAKHILL DR, CENTRE, AL 35960-2184
Document Number	160341
Instrument Date	May 8, 2009
Instrument	160341
Transaction Type	Transfer
Record Updated	Jun 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 OAKHILL DR, CENTRE, AL 35960-2184

Mortgage

Document Number	0000160342
Date	Jun 16, 2009
Instrument	160342

Lender

Name	GOLDSTAR MORTGAGE, INC.
Address	3224 RAINBOW DR, RAINBOW CITY, AL 35906

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 145 Oakhill Dr was $2,173, up 35.7% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Centre City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,173.00 (+35.73%)
2025	$1,601.00	$34,080 (-) Land $2,200 Building $31,880	$170,400 (-) Land $11,000 Building $159,400
2024	$1,601.00 (-0.99%)	$34,080 (-0.99%) Land $2,200 Building $31,880	$170,400 (-0.99%) Land $11,000 Building $159,400
2023	$1,617.00	$34,420 (-)	$172,100 (-) Land $11,000 Building $161,100
2022	$1,617.00	$34,420 Land $2,200 Building $32,220	$172,100 Land $11,000 Building $161,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 145 Oakhill Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Oakhill Dr is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 48% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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