145 Oak Point Dr, Chehalis, WA 98532 Property Records

Lewis County property record for 145 Oak Point Dr, Chehalis, WA 98532

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,439 sqft · built 2006
Lot Size	3.82 acres (166,399 sqft)
Owner	Individual Name on File
Tax Bill	$6,000 (2024)
Deeds & Mortgages	Oct 2023 Mortgage Jul 2020 Line of Credit + 1 more
APN	`022416-001-021`

Property Details

APN / Parcel Number

Primary APN	`022416-001-021`
Alternative APNs	`45115` `22295`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,439 sqft Living Area
Gross Area	3,167 sqft
1st Floor Area	2,439 sqft
Flooring	Cork

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	166,399 sqft (3.82 acres)
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	153 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	22295
Street Address	145 OAK POINT DR
City	CHEHALIS
State	WA
Zip	98532-9668
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDD5
Legal Description	SECTION 35 TOWNSHIP 14N RANGE 03W PT W2 NE4 LOT 2 SP 98-032
Legal Range	03W
Legal Township	14N
Legal Section	35
Legal Subdivision	SHORT #98-032
Legal Lot Number	2
Jurisdiction	LEWIS WA
Township / Civil Division	CENTRALIA-CHEHALIS
Census Block Group	1
Census Block	1029
Census Tract	970200

Owner

145 Oak Point Dr is owned and occupied by an individual.

Source: Lewis County records, as of March 26, 2026

Owner of Record	Individual Name on File
Mailing Address	145 OAK POINT DR, CHEHALIS, WA 98532-9668
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Jul 10, 2020	Deed of Trust, Mortgage · Line of Credit WASHINGTON ST EMP CU
Nov 30, 2018	Deed of Trust, Mortgage · Line of Credit WASHINGTON ST EMP CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	145 OAK POINT DR, CHEHALIS, WA 98532-9668
Transaction Type	Mortgage
Record Updated	Nov 21, 2023
Title Company	TITLE GUARANTEE COMPANY INC., TITLE GUARANTY COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 OAK POINT DR, CHEHALIS, WA 98532-9668

Mortgage

Document Number	0003599903
Date	Oct 25, 2023
Instrument	3599903

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	145 OAK POINT DR, CHEHALIS, WA 98532-9668
Document Number	0003527350
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	LEWIS COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	145 OAK POINT DR CHEHALIS WA 985329668, CHEHALIS, WA 98532-9668

Mortgage

Document Number	0003527350
Date	Jul 15, 2020
Instrument	3527350

Lender

Name	WASHINGTON ST EMP CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	145 OAK POINT DR, CHEHALIS, WA 98532-9668
Document Number	0003494805
Instrument Date	Nov 30, 2018
Transaction Type	Mortgage
Record Updated	Jan 7, 2019
Title Company	TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	145 OAK POINT DR CHEHALIS WA 985329668, CHEHALIS, WA 98532-9668

Mortgage

Document Number	0003494805
Date	Dec 5, 2018
Instrument	3494805

Lender

Name	WASHINGTON ST EMP CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lewis County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Lewis County
Unified School District	Chehalis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$688,400 (-) Land $184,600 Building $503,800	$688,400 (-) Land $184,600 Building $503,800
2024	$6,000.00	$688,400 Land $184,600 Building $503,800	$688,400 Land $184,600 Building $503,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 145 Oak Point Dr; there have been 77 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	77 (1990–2022)
Claims Outside the SFHA	14 of 77
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event	Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 8 claims Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 42 claims High Winds, Severe Storms And Flooding, Feb 1996 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Oak Point Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOISTFORT VALLEY private · serves 2,389 people · EPA ID WA5307610
Water Source	Surface water
Last State Inspection	Oct 2021
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Hawk Networks Fixed Wireless	200 / 70
CenturyLink DSL	10 / 1

May also be available: Astound Broadband, AT&T, T-Mobile.

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