Georgetown County property record for 145 Oak Bay Dr, Georgetown, SC 29440 · Last verified July 2026
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,090,000 (Apr 2026) |
| Tax Bill | $958 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Apr 2026 Transfer + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 05-0040-001-03-12 |
| Primary APN | 05-0040-001-03-12 |
|---|---|
| Alternative APNs |
|
| Lot Area | 43,560 sqft (1 acres) |
|---|
| Account Number | 65089 |
|---|---|
| Street Address | 145 OAK BAY DR |
| City | GEORGETOWN |
| State | SC |
| Zip | 29440-4095 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LOT #12 THE OAKS @ WINYAH BAY SLD 582-9 &10 |
| Legal Subdivision | MARYVILLE OAKS LLC |
| Legal Lot Number | 12 |
| Jurisdiction | GEORGETOWN SC |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 920702 |
Source: Georgetown County records · APN 05-0040-001-03-12
Assessment roll updated January 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2490 LOVE SPRINGS RD, GAFFNEY, SC 29341-3121 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 27, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 20, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 13, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 06, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY BANK |
| Apr 27, 2021 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 27, 2026 · Amount on Record |
| Deed Sale | Apr 27, 2026 · Amount on Record |
| Prior Sale | Apr 27, 2021 · Amount on Record |
| Deed Document Number | 20264187 |
| Deed Book / Page | 4998 / 20 |
| Prior Transfer Date | Apr 20, 2026 |
| Prior Transfer Doc | RB4994/0396 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GEORGETOWN SC |
| Recording Date | Apr 27, 2026 |
| Property Address | 145 OAK BAY DR, GEORGETOWN, SC 29440-4095 |
| Document Number | 0000004187 |
| Book / Page | 4998 / 20 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 2026.4187 |
| Transaction Type | Transfer |
| Record Updated | May 06, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $407,333.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2490 LOVE SPRINGS RD, GAFFNEY, SC 29341-3121 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GEORGETOWN SC |
| Recording Date | Apr 20, 2026 |
| Property Address | OAK BAY DR, GEORGETOWN, SC 29440 |
| Document Number | RB4994/0396 |
| Book / Page | 4994 / 396 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 20263926 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GEORGETOWN SC |
| Recording Date | Apr 13, 2026 |
| Property Address | OAK BAY DR, GEORGETOWN, SC 29440 |
| Document Number | 0000003660 |
| Book / Page | 4990 / 162 |
| Instrument Date | Apr 08, 2026 |
| Instrument | 20263660 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 332 EVIAN WAY, MOUNT PLEASANT, SC 29464-9261 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN SC |
| Property Address | OAK BAY DR, GEORGETOWN, SC 29440 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 517, MOUNT PLEASANT, SC 29465-0517 |
| Document Number | 04639/0307 |
|---|---|
| Date | Mar 06, 2024 |
| Book Page | 4639/307 |
| Instrument | 202400001953 |
| Name | FIRST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, SC 29072 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 05, 2029 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GEORGETOWN SC |
| Recording Date | Apr 27, 2021 |
| Property Address | OAK BAY DR, GEORGETOWN, SC 29440 |
| Document Number | 04108/0276 |
| Book / Page | 4108 / 276 |
| Map Reference | MB 582 PG 9&10 |
| Instrument Date | Apr 26, 2021 |
| Instrument | 202100006111 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $148.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 332 EVIAN WAY, MT PLEASANT, SC 29464-9261 |
Source: Georgetown County records · Assessment roll updated January 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Georgetown County |
| Municipality | Georgetown City |
| Unified School District | Georgetown County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $958.00 (+14.59%) | $2,760 (+15%) Land $2,760 | $80,000 (+1%) Land $80,000 |
| 2023 | $836.00 (+6.63%) | $2,400 (-) Land $2,400 | $40,000 (-) Land $40,000 |
| 2022 | $784.00 | $2,400 Land $2,400 | $40,000 Land $40,000 |
Source: FEMA National Flood Hazard Layer, Georgetown County (45043C), updated June 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450439207022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 126 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 126 in force 105 of 126 on primary residences |
| Nearby Flood Claims | 9 (2000–2024) |
| Claims Outside the SFHA | 5 of 9 |
| Most Recent Claim | Jan 2024, rainfall accumulation |
| Flood Events |
|
| Wildfire Risk | Moderate above 52% of the US · above 59% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,205 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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