Essex County and Georgetown Town property record for 145 Nelson St, Georgetown, MA 01833
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,284 sqft · built 1976 |
| Lot Size | 0.978 acres (42,614 sqft) |
| Owner | Individual Name on File |
| Last Sale | $765,000 (Jul 2025) |
| Tax Bill | $11,228 (2026) |
| Deeds & Mortgages | Nov 2023 Mortgage Apr 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GEOR M:00004 B:00000 L:00041 |
| Primary APN | GEOR M:00004 B:00000 L:00041 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,284 sqft Living Area |
| Gross Area | 4,408 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 42,614 sqft (0.978 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 145 NELSON ST |
|---|---|
| City | GEORGETOWN |
| State | MA |
| Zip | 01833-2305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Subdivision | THEODORE L LOMBARD |
| Legal Lot Number | 41 |
| Jurisdiction | GEORGETOWN MA |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 265101 |
145 Nelson St is owned by an individual who bought it in July 2025.
Source: Essex County and Georgetown Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 132 PARK ST, STONEHAM, MA 02180-3121 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 6, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Apr 6, 2022 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Aug 21, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jul 11, 2025 | Quit Claim Deed, Transfer · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Jul 25, 2017 | Quit Claim Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2025 · Amount on File |
| Deed Sale | Jul 11, 2025 · Amount on File |
| Prior Sale | Jul 25, 2017 · Amount on File |
| Deed Book / Page | 42826 / 112 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Property Address | 145 NELSON ST, GEORGETOWN, MA 01833-2305 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 041845-296 |
|---|---|
| Date | Nov 6, 2023 |
| Book Page | 41845/296 |
| Instrument | 20231106001490 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Property Address | 145 NELSON ST, GEORGETOWN, MA 01833-2305 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040844-135 |
|---|---|
| Date | Apr 6, 2022 |
| Book Page | 40844/135 |
| Instrument | 20220406000160 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Property Address | 145 NELSON ST, GEORGETOWN, MA 01833-2305 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042283-264 |
|---|---|
| Date | Aug 21, 2024 |
| Book Page | 42283/264 |
| Instrument | 20240821000990 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Recording Date | Jul 11, 2025 |
| Property Address | 145 NELSON ST, GEORGETOWN, MA 01833-2305 |
| Document Number | 042826-112 |
| Book / Page | 42826 / 112 |
| Instrument Date | Jul 11, 2025 |
| Instrument | 20250711003420 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 132 PARK ST, STONEHAM, MA 02180-3121 |
| Investor | Possibly a Property Investor |
| Document Number | 20250711003430 |
|---|---|
| Date | Jul 11, 2025 |
| Instrument | 20250711003430 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Recording Date | Jul 25, 2017 |
| Property Address | 145 NELSON ST, GEORGETOWN, MA 01833-2305 |
| Document Number | 36046-41 |
| Book / Page | 36046 / 41 |
| Instrument | 476 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $73.59 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 145 NELSON ST, GEORGETOWN, MA 01833-2305 |
| Document Number | 360460043 |
|---|---|
| Date | Jul 25, 2017 |
| Instrument | 36046/0043 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 25, 2047 |
The 2026 property tax bill for 145 Nelson St was $11,228, up 24.4% from the year before.
Source: Essex County and Georgetown Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Georgetown Town |
| Unified School District | Georgetown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,228.00 (+24.41%) | $816,000 (-) Land $307,900 Building $508,100 | $783,866 (+8.98%) |
| 2025 | $9,025.00 (+5.27%) | $816,000 (+19.46%) Land $307,900 Building $508,100 | $719,245 |
| 2024 | $8,573.00 (-3.32%) | $683,100 (-) Land $212,400 Building $470,700 | |
| 2023 | $8,867.00 | $683,100 Land $212,400 Building $470,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 145 Nelson St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 145 Nelson St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN WATER DEPARTMENT serves 8,766 people · EPA ID MA3105000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2025 Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
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