145 N Svc Rd, Saint Peters, MO 63376 Property Records

St. Charles County property record for 145 N Svc Rd, Saint Peters, MO 63376

Property Summary

Property Type	Commercial
Details	5,400 sqft · built 1989
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Feb 2020)
Tax Bill	$10,175 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`A982001398`

Property Details

APN / Parcel Number

Primary APN	`A982001398`
Alternative APN	`2-055D-0030-00-0052.3500000`

Interior

Stories	1 Story
Building Area	5,400 sqft Gross Area
1st Floor Area	5,400 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	33,541 sqft (0.77 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	A982001398
Street Address	145 N SERVICE RD
City	SAINT PETERS
State	MO
Zip	63376-1066
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	AB3
Legal Description	PT SUR 30
Legal Subdivision	TRAILS RIVERWOOD 02
Legal Lot Number	52
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	1
Census Block	1112
Census Tract	311500

Owner

145 N Svc Rd, a commercial property, is owned by two individuals who bought it in February 2020.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1124 CARRINGTON DR, SAINT PETERS, MO 63376-5502
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2020 · Amount on File
Deed Sale	Feb 28, 2020 · Amount on File
Prior Sale	Feb 28, 2020 · Amount on File
Deed Document Number	2020122040
Deed Book / Page	7238 / 2291
Record Updated	Oct 29, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 28, 2020
Property Address	145 N SERVICE RD, SAINT PETERS, MO 63376-1066
Document Number	0072382291
Book / Page	7238 / 2291
Instrument Date	Feb 27, 2020
Instrument	20200228000122040
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	US TITLE CORP & AGENCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1124 CARRINGTON DR, SAINT PETERS, MO 63376-5502

Mortgage

Document Number	20200228000122050
Date	Feb 28, 2020
Instrument	20200228000122050

Lender

Name	JEFFERSON BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Mar 1, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 145 N Svc Rd was $10,175.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Peters City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,307 (-)	$429,085 (-) Land $167,705 Building $261,380
2025	$10,175.00	$137,307	$429,085 Land $167,705 Building $261,380
2023		$130,813
2022			$408,792 Land $167,705 Building $241,087

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 145 N Svc Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 82 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	82 in force
Nearby Flood Claims	1,306 (1978–2022)
Claims Outside the SFHA	57 of 1,306
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 102 claims Severe Storms, Tornadoes, And Flooding, Jul 2019 · 81 claims Severe Storms & Flooding, Sep 1993 · 301 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 N Svc Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PETERS PWS serves 52,575 people · EPA ID MO6010719
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, Wisper ISP.

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