145 N Ruth Walker Rd, Waterloo, SC 29384 Property Records

Laurens County property record for 145 N Ruth Walker Rd, Waterloo, SC 29384

Property Summary

Property TypeSingle Family Home
Lot Size0.735 acres (32,043 sqft)
Owner2 Individual Names on File
Tax Bill$899 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN308-01-01-015

Property Details

APN / Parcel Number

Primary APN308-01-01-015
Alternative APNs
  • 3080101015 95805789
  • 95805789

Exterior

Lot Area32,043 sqft (0.735 acres)

Location & Zoning

Street Address145 N RUTH WALKER RD
CityWATERLOO
StateSC
Zip29384-4718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description22 LOLAS SHORES
Legal Subdivision22 LOLAS SHORES
JurisdictionLAURENS SC
Township / Civil DivisionCROSS HILL
Census Block Group2
Census Block2012
Census Tract921001

Owner

145 N Ruth Walker Rd is owned and occupied by two individuals who acquired it in June 2020.

Source: Laurens County records, as of February 3, 2026

Owner of Record2 Individual Names on File
Mailing Address145 N RUTH WALKER RD, WATERLOO, SC 29384-4718
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 9, 2020
Transfer Doc0015110201
Record UpdatedJun 8, 2026

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAURENS SC
Recording DateJun 19, 2020
Property Address145 N RUTH WALKER RD, WATERLOO, SC 29384-4718
Document Number0015110201
Book / Page001511 / 000201
Instrument DateJun 9, 2020
Instrument4458
Transaction TypeTransfer
Record UpdatedJun 29, 2020
Title CompanyTIMIOS INC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address154 N RUTH WALKER RD WATERLOO SC 29384, WATERLOO, SC 29384

Mortgage

Document Number25940180
DateJun 19, 2020
Book Page002594/000180
Instrument4459
Lender
NameROYAL UNITED MTG
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
AmountAmount on Record
Term360 Months
DueJun 18, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 145 N Ruth Walker Rd was $899 with a homeowner's exemption, down 23.6% from the year before.

Source: Laurens County assessment roll, as of February 3, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyLaurens County
Unified School DistrictLaurens School District 55 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$899.00 (-23.55%) Homeowner's exemption$7,050 (-) Land $2,770 Building $4,280
2024$1,176.00 (+44.29%) Homeowner's exemption$7,050 (-0.03%) Land $2,770 Building $4,280
2023$815.00 (-28.13%)$7,052 (+0.03%) Land $2,772 Building $4,280$176,300 (-14.83%) Land $69,300 Building $107,000
2022$1,134.00$7,050 Land $2,770 Building $4,280$207,000 (-) Land $100,000 Building $107,000
2021$207,000 Land $100,000 Building $107,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 145 N Ruth Walker Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 N Ruth Walker Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Piedmont Rural Telephone Cooperative
Fiber
1,000 / 1,000
Spectrum
Fiber
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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