Bonner County property record for 145 N River Lake Dr, Clark Fork, ID 83811
| Property Type | Commercial |
|---|---|
| Details | 2 bd · 2 ba · 1,931 sqft · built 1975 |
| Lot Size | 6.85 acres (298,430 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $3,098 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | RP55N02E119200A |
| Primary APN | RP55N02E119200A |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,931 sqft Finished Area |
| 1st Floor Area | 1,931 sqft |
| Great Room | Great Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 298,430 sqft (6.85 acres) |
| Lot Width | 300 ft Width |
| Garage Type | Built-in |
| Lean-To | 160 sqft |
|---|---|
| Pole Barn | 1,813 sqft |
| Boat Access | Boat Access |
| Total Buildings | 3 Buildings |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 145 N RIVER LAKE DR |
|---|---|
| City | CLARK FORK |
| State | ID |
| Zip | 83811-9777 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | Rec |
| Legal Description | 11-55N-2E TAX 43 & 44 RIVER LAKE RESORT RV PARK 31 SPACES |
| Legal Range | 02E |
| Legal Township | 55N |
| Legal Section | 11 |
| Legal Subdivision | RIVER LAKE |
| Jurisdiction | BONNER ID |
| Township / Civil Division | CLARK FORK |
| Census Block Group | 2 |
| Census Block | 2070 |
| Census Tract | 950100 |
145 N River Lake Dr, a commercial property, is owner-occupied and held in a trust.
Source: Bonner County records, as of October 15, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 145 N RIVER LAKE DR, CLARK FORK, ID 83811-9777 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 145 N River Lake Dr was $3,098 with a homeowner's exemption, up 1.5% from the year before.
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,098.00 (+1.47%) Homeowner's exemption | $924,354 (-3.07%) Land $505,158 Building $419,196 | $924,354 (-3.07%) Land $505,158 Building $419,196 |
| 2025 | $3,053.00 Homeowner's exemption | $953,604 Land $505,158 Building $448,446 | $953,604 Land $505,158 Building $448,446 |
| 2023 | $3,196.00 Homeowner's exemption | $915,910 Land $561,930 Building $353,980 | $915,910 Land $561,930 Building $353,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 145 N River Lake Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 145 N River Lake Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 91% of Idaho |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CLARK FORK serves 730 people · EPA ID ID1090018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wired or Wireless Fixed Wireless · not low latency | 30 / 10 |
May also be available: Intermax Networks, Kaniksu Internet.
4G LTE only, no 5G reported
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