145 N Main St, Albany, IN 47320 Property Records

Delaware County property record for 145 N Main St, Albany, IN 47320

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,330 sqft · built 1890
Lot Size0.224 acres (9,768 sqft)
OwnerIndividual Name on Record
Tax Bill$26 (2025)
Deeds & MortgagesNov 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN18-08-02-292-001.000-005

Property Details

APN / Parcel Number

Primary APN18-08-02-292-001.000-005
Alternative APN
  • 0802292001000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area2,330 sqft Living Area
1st Floor Area2,330 sqft
Basement Area320 sqft
Unfinished Basement320 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area9,768 sqft (0.224 acres)
Lot Dimensions1,320 ft deep x 740 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number08 02 292 001 000
Street Address145 N MAIN ST
CityALBANY
StateIN
Zip47320-1722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description16 FT BY 32 FT OF 3 M 2 ADD 0.0000ACRES STR: 022111 IN: 2-3 OUT:
Legal SubdivisionM 2 ADD
JurisdictionDELAWARE IN
Township / Civil DivisionDELAWARE
Census Block Group5
Census Block5028
Census Tract2700

Owner

Source: Delaware County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address145 N MAIN ST, ALBANY, IN 47320-1722
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELAWARE IN
Property Address145 N MAIN ST, ALBANY, IN 47320-1722
Transaction TypeMortgage
Record UpdatedDec 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022R17420
DateNov 18, 2022
Instrument2022R17420
Lender
NameNORTHWEST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueOct 30, 2027
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

TypeName
StateIndiana
MunicipalityAlbany Town
CountyDelaware County
County SubdivisionDelaware Township
Unified School DistrictDelaware Community School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$26.00 (+16%)$114,300 (+23.97%) Land $12,200 Building $102,100$114,300 (+23.97%) Land $12,200 Building $102,100
2024$10.00
2023$10.00$92,200 (-1.07%) Land $12,200 Building $80,000$92,200 (-1.07%) Land $12,200 Building $80,000
2022$93,200 Land $12,200 Building $81,000$93,200 Land $12,200 Building $81,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims6 (1983–2011)
Most Recent ClaimFeb 2011 · river or lake flooding
Claims by Event
  • Severe Winter Storms And Flooding, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALBANY WATER DEPARTMENT
serves 2,165 people · EPA ID IN5218001
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Mercury Fiber
Fixed Wireless
150 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on N Main St

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