145 Mount Hope Rd, Morehead, KY 40351 Property Records

Rowan County property record for 145 Mount Hope Rd, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Lot Size	0.521 acres (22,735 sqft)
Owner	Individual Name on Record
Tax Bill	$524 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`086-10 00 004.00`

Property Details

APN / Parcel Number

Primary APN	`086-10 00 004.00`
Alternative APNs	`8709` `8758` `9221`

Interior

Stories	1 Story

Exterior

Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,735 sqft (0.521 acres)
Garage Type	Detached

Location & Zoning

Account Number	9221
Street Address	145 MOUNT HOPE RD
City	MOREHEAD
State	KY
Zip	40351-8787
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE BUILDING & LOT #1 OFF KY 1274 MT HOPE RD F-519-30
Legal Subdivision	JAMES A NETHERTON DEV
Legal Lot Number	1
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	1
Census Block	1045
Census Tract	950302

Owner

Source: Rowan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	135 MOUNT HOPE RD, MOREHEAD, KY 40351-8787
Owner Type	Individual
Vesting	Widow or Widower

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage U S BANK N A
Apr 28, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Dec 10, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Recording Date	Jun 8, 2026
Property Address	145 MOUNT HOPE RD, MOREHEAD, KY 40351-8787
Document Number	0002047437
Book / Page	494 / 597
Instrument Date	May 22, 2026
Instrument	20262047437
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LAND GROUP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1918 ESPY LN, FLATWOODS, KY 41139-2161

Mortgage

Document Number	0002047437,
Date	Jun 8, 2026
Book Page	494/597
Instrument	20262047437

Lender

Name	U S BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Apr 28, 2026
Property Address	145 MOUNT HOPE RD, MOREHEAD, KY 40351-8787
Document Number	0002046318
Book / Page	299 / 532
Instrument Date	Apr 24, 2026
Instrument	20262046318
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 MOUNT HOPE RD, MOREHEAD, KY 40351-8787

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Dec 10, 2018
Property Address	145 MOUNT HOPE RD, MOREHEAD, KY 40351-8787
Document Number	00D270/150
Book / Page	D270 / 150
Map Reference	CAB1 SL361
Instrument Date	Jun 6, 2018
Instrument	412133
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Tax	$38.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1154 WALTONS PASS, 1154, EVANS, GA 30809-8249

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	200 MOUNT HOPE RD, MOREHEAD, KY 40351-8787

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$524.00 (-1.69%)	$62,660 (-) Land $6,700 Building $55,960	$62,660 (-) Land $6,700 Building $55,960
2023	$533.00	$62,660 Land $6,700 Building $55,960	$62,660 Land $6,700 Building $55,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL · Fiber in parts of the area	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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