145 Monticello Ave, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 145 Monticello Ave, Annapolis, MD 21401

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,503 sqft · built 1919
Lot Size0.276 acres (12,000 sqft)
Owner2 Individual Names on Record
Last Sale$990,000 (Jan 2016)
Tax Bill$15,962 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN06-000-00789600

Property Details

APN / Parcel Number

Primary APN06-000-00789600
Alternative APNs
  • 600000789600
  • 00000789600

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,503 sqft Living Area
1st Floor Area1,441 sqft
Basement Area916 sqft
Finished Basement916 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1919
Architectural StyleConventional
Exterior MaterialCombination
Roof MaterialSlate
Lot Area12,000 sqft (0.276 acres)
Garage Area304 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area473 sqft
Deck Area42 sqft
Patio Area306 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00000789600
Street Address145 MONTICELLO AVE
CityANNAPOLIS
StateMD
Zip21401-3433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLTS 3 4 BK G SPA VIEW HEIGHTS
Legal SubdivisionSPA VIEW HEIGHTS
Legal BlockG
Legal Lot Number3
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group3
Census Block3029
Census Tract706500

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address145 MONTICELLO AVE, ANNAPOLIS, MD 21401-3433
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 2016 · Amount on Record
Deed SaleJan 5, 2016 · Amount on Record
Prior SaleNov 14, 1985 · Amount on Record
Deed Book / Page29160 / 196
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address145 MONTICELLO AVE, ANNAPOLIS, MD 21401-3433
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0354190283
DateOct 19, 2020
Book Page35419/283
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2035

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
MunicipalityAnnapolis City
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,251,500 (+25.55%) Land $604,200 Building $647,300$1,251,500 (+25.55%) Land $604,200 Building $647,300
2025$15,962.00 (+11.51%)
2023$14,314.00$996,800 Land $604,200 Building $392,600$996,800 Land $604,200 Building $392,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ANNAPOLIS
serves 35,000 people · EPA ID MD0020001
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Monticello Ave

Nearby Streets

Search Property Records by Address or Parcel Number