Butler County property record for 145 Monroe St, Prospect, PA 16052
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,560 sqft · built 1887 |
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Oct 2019) |
| Tax Bill | $471 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Jun 2023 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 490 S2 20B0000 |
| Primary APN | 490 S2 20B0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,560 sqft Living Area |
| Year Built | Built 1887 |
|---|---|
| Effective Year Built | Effective 1887 |
| Architectural Style | Conventional |
| Lot Area | 32,234 sqft (0.74 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 145 MONROE ST |
|---|---|
| City | PROSPECT |
| State | PA |
| Zip | 16052-3127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.74 AC - LOT 1 HSE GAR |
| Legal Lot Number | 1 |
| Jurisdiction | BUTLER PA |
| Township / Civil Division | PROSPECT |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 911000 |
145 Monroe St is owned and occupied by an individual who acquired it in June 2023.
Source: Butler County records, as of July 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 145 MONROE ST, PROSPECT, PA 16052-3127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Jun 27, 2023 | Intrafamily Transfer, Transfer |
| Nov 22, 2019 | Deed of Trust, Mortgage · Line of Credit NEW ALLIANCE FEDERAL CREDIT UNION |
| Nov 25, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW ALLIANCE FEDERAL CREDIT UNION |
| Oct 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEW ALLIANCE FCU |
| Oct 2, 2019 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2019 · Amount on File |
| Deed Sale | Oct 2, 2019 · Amount on File |
| Deed Document Number | 201919616 |
| Last Transfer Date | Jun 26, 2023 |
| Transfer Doc | 0000009182 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER PA |
| Recording Date | Jul 8, 2026 |
| Property Address | 145 MONROE ST, PROSPECT, PA 16052-3127 |
| Document Number | 0000011960 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 202611960 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 145 MONROE ST, PROSPECT, PA 16052-3127 |
| Document Number | 0000011960, |
|---|---|
| Date | Jul 8, 2026 |
| Instrument | 202611960 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUTLER PA |
| Recording Date | Jun 27, 2023 |
| Property Address | 145 MONROE ST, PROSPECT, PA 16052-3127 |
| Document Number | 0000009182 |
| Instrument Date | Jun 14, 2023 |
| Instrument | 202306270009182 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 145 MONROE ST, PROSPECT, PA 16052-3127 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER PA |
| Property Address | 145 MONROE ST, PROSPECT, PA 16052-3127 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | ALLIED ADJUSTORS INC |
| Name | Verified Name |
|---|
| Document Number | 0000023685 |
|---|---|
| Date | Nov 22, 2019 |
| Instrument | 201911220023685 |
| Name | NEW ALLIANCE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER PA |
| Property Address | 145 MONROE ST, PROSPECT, PA 16052-3127 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000023819 |
|---|---|
| Date | Nov 25, 2019 |
| Instrument | 201911250023819 |
| Name | NEW ALLIANCE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Oct 30, 2034 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER PA |
| Property Address | 145 MONROE ST, PROSPECT, PA 16052-3127 |
| Document Number | 0000023372 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 145 MONROE ST PROSPECT PA 160523127, PROSPECT, PA 16052-3127 |
| Document Number | 0000023372 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 23372 |
| Name | NEW ALLIANCE FCU |
|---|---|
| Type | Credit Union |
| Address | AMBRIDGE, PA 15003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 18, 2030 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BUTLER PA |
| Recording Date | Oct 2, 2019 |
| Property Address | 145 MONROE ST, PROSPECT, PA 16052-3127 |
| Document Number | 0000019616 |
| Instrument Date | Sep 19, 2019 |
| Instrument | 19616 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $2,800.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 145 MONROE ST PROSPECT PA 160523127, PROSPECT, PA 16052-3127 |
The 2026 property tax bill for 145 Monroe St was $471 with a homeowner's exemption.
Source: Butler County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Butler County |
| Municipality | Prospect Borough |
| Unified School District | Slippery Rock Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $471.00 Homeowner's exemption | $11,069 Land $600 Building $10,469 | $11,069 Building $11,069 |
| 2024 | $1,592.00 (+3.58%) | $11,069 (-) Land $600 Building $10,469 | |
| 2023 | $1,537.00 Homeowner's exemption | $11,069 Land $600 Building $10,469 | |
| $11,069 Building $11,069 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 145 Monroe St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 145 Monroe St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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