Bergen County and Englewood Cliffs Borough property record for 145 Middlesex Ave, Englewood Cliffs, NJ 07632
| Property Type | Single Family Home |
|---|---|
| Details | 2,688 sqft · built 1975 |
| Lot Size | 0.166 acres (7,209 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $722,000 (Nov 2009) |
| Tax Bill | $9,908 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Dec 2016 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-00310-0000-00011 |
| Primary APN | 16-00310-0000-00011 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,688 sqft Living Area |
|---|
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 7,209 sqft (0.166 acres) |
| Lot Dimensions | 103 ft deep x 70 ft wide |
| Account Number | 064335 |
|---|---|
| Street Address | 145 MIDDLESEX AVE |
| City | ENGLEWOOD CLIFFS |
| State | NJ |
| Zip | 07632-1528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | 70X103 |
| Legal Subdivision | MIDDLESEX ESTATES INC |
| Legal Block | 310 |
| Legal Lot Number | 11 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ENGLEWOOD CLIFFS |
| Census Block Group | 6 |
| Census Block | 6033 |
| Census Tract | 16000 |
145 Middlesex Ave is owned and occupied by two individuals who bought it in November 2009.
Source: Bergen County and Englewood Cliffs Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 145 MIDDLESEX AVE, ENGLEWOOD CLIFFS, NJ 07632-1528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Dec 17, 2016 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2009 · Amount on File |
| Deed Sale | Nov 9, 2009 · Amount on File |
| Prior Sale | Sep 14, 1994 · Amount on File |
| Deed Document Number | 20092862450 |
| Deed Book / Page | 286 / 2450 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 145 MIDDLESEX AVE, ENGLEWOOD CLIFFS, NJ 07632-1528 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0043220840 |
|---|---|
| Date | Aug 10, 2021 |
| Book Page | 4322/840 |
| Instrument | 2021128730 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 176 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 145 MIDDLESEX AVE, ENGLEWOOD CLIFFS, NJ 07632-1528 |
| Document Number | 0025042296 |
| Instrument Date | Dec 17, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 145 MIDDLESEX AVE ENGLEWOOD CLIFFS NJ 076321528, ENGLEWOOD CLIFFS, NJ 07632-1528 |
| Document Number | 0025042296 |
|---|---|
| Date | Jan 13, 2017 |
| Book Page | 002504/002296 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 12, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 145 Middlesex Ave was $9,908, up 0.9% from the year before.
Source: Bergen County and Englewood Cliffs Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Englewood Cliffs Borough |
| Unified School District | Englewood Cliffs Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $850,500 (-) Land $591,100 Building $259,400 | $850,500 (-) Land $591,100 Building $259,400 | |
| 2025 | $9,908.00 (+0.87%) | $850,500 Land $591,100 Building $259,400 | $850,500 Land $591,100 Building $259,400 |
| 2024 | $9,823.00 | ||
| 2023 | $850,500 Land $591,100 Building $259,400 | $850,500 Land $591,100 Building $259,400 | |
| 2022 | $9,551.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 145 Middlesex Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 145 Middlesex Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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