Moore County property record for 145 McDonald Rd, Cameron, NC 28326
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,361 sqft · built 2009 |
| Lot Size | 2.11 acres (91,912 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,508 (2026) |
| Deeds & Mortgages | Jun 2017 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9537138636 |
| Primary APN | 9537138636 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,361 sqft Living Area |
| 1st Floor Area | 891 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Custom Design |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Metal |
| Lot Area | 91,912 sqft (2.11 acres) |
| Porch | Porch |
| Porch Area | 872 sqft |
| Patio Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 100002711 |
|---|---|
| Street Address | 145 MCDONALD RD |
| City | CAMERON |
| State | NC |
| Zip | 28326-9194 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | GADDY LOT 2 CYPRESS POINTE FIRE MCDONALD |
| Legal Subdivision | SURVEY FOR GLENN L GADDY |
| Legal Lot Number | 2 |
| Jurisdiction | MOORE NC |
| Township / Civil Division | 6, GREENWOOD |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 950503 |
Source: Moore County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 145 MCDONALD RD, CAMERON, NC 28326-9194 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2017 | Deed of Trust, Mortgage · ARM FIRST BANK |
| Jul 23, 2020 | Deed of Trust, Mortgage FIRST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 13, 2012 |
| Transfer Doc | 3988/061 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOORE NC |
| Property Address | 145 MCDONALD RD, CAMERON, NC 28326-9194 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4828/004 |
|---|---|
| Date | Jun 9, 2017 |
| Book Page | 4828/004 |
| Instrument | 2017008297 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | TROY, NC 27371 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 8.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOORE NC |
| Property Address | 145 MCDONALD RD, CAMERON, NC 28326-9194 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2020 |
| Name | Verified Name |
|---|
| Document Number | 5377/163 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | 5377/163 |
| Instrument | 2020013117 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | SANFORD, NC 27330 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
Source: Moore County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Moore County |
| Unified School District | Moore County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,508.00 | $359,120 (-) Land $38,730 Building $320,390 | |
| 2025 | $1,508.00 (-7.71%) | $359,120 (-) Land $38,730 Building $320,390 | |
| 2024 | $359,120 (-) Land $38,730 Building $320,390 | ||
| 2023 | $1,634.00 | $359,120 Land $38,730 Building $320,390 | $359,120 Land $38,730 Building $320,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 80% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST MOORE WATER DISTRICT serves 9,330 people · EPA ID NC5063011 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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