145 Main St, Ferdinand, IN 47532 Property Records

Dubois County property record for 145 Main St, Ferdinand, IN 47532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 914 sqft · built 1946
Lot Size	0.186 acres (8,102 sqft)
Owner	Individual Name on File
Last Sale	$112,500 (Oct 2010)
Tax Bill	$1,210 (2025)
Deeds & Mortgages	Feb 2012 Mortgage Apr 2005 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-15-33-202-414.000-008`

Property Details

APN / Parcel Number

Primary APN	`19-15-33-202-414.000-008`
Alternative APNs	`00116555123` `0140102000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	914 sqft Living Area
1st Floor Area	914 sqft
Attic	Attic
Attic Area	1,828 sqft
Basement Area	914 sqft
Finished Basement	914 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1980
Construction Type	Wood
Roof Material	Asphalt
Lot Area	8,102 sqft (0.186 acres)
Lot Dimensions	116 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00116555123
Street Address	145 MAIN ST
City	FERDINAND
State	IN
Zip	47532-9755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	014-01020-00 HENRY WAGNERS ADD PT LOT 36
Legal Subdivision	HENRY WAGNERS ADD
Legal Lot Number	36
Jurisdiction	DUBOIS IN
Township / Civil Division	FERDINAND
Census Block Group	1
Census Block	1098
Census Tract	953702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ferdinand Historic District listed 2024 · 241 contributing resources · NRIS 100011043

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

145 Main St is owned and occupied by an individual who bought it in October 2010.

Source: Dubois County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	145 MAIN ST, FERDINAND, IN 47532-9755
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2012	Deed of Trust, Mortgage · Conventional Mortgage GERMAN AMERICAN BANCORP INC
Apr 6, 2005	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK
Oct 25, 2010	Warranty Deed, Transfer · ARM GERMAN AMERICAN BANCORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2010 · Amount on File
Deed Sale	Oct 25, 2010 · Amount on File
Prior Sale	Oct 15, 2010 · Amount on File
Deed Document Number	20105491
Record Updated	Sep 20, 2026

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBOIS IN
Property Address	145 MAIN ST, FERDINAND, IN 47532-9755
Transaction Type	Mortgage
Record Updated	Feb 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012001250
Date	Feb 28, 2012
Instrument	2012001250

Lender

Name	GERMAN AMERICAN BANCORP INC
Type	Funding / Finance Company
Address	JASPER, IN 47547

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2027

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBOIS IN
Property Address	145 MAIN ST, FERDINAND, IN 47532-9755
Transaction Type	Mortgage
Record Updated	Feb 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2005002005
Date	Apr 6, 2005
Instrument	2005002005

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2035

October 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBOIS IN
Recording Date	Oct 25, 2010
Property Address	145 MAIN ST, FERDINAND, IN 47532-9755
Document Number	2010005491
Instrument Date	Oct 15, 2010
Instrument	2010005491
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	145 MAIN ST, FERDINAND, IN 47532-9755

Mortgage

Document Number	2010005492
Date	Oct 25, 2010
Instrument	2010005492

Lender

Name	GERMAN AMERICAN BANCORP
Address	JASPER, IN 47546

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Nov 1, 2013
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	7.25%
Index	1-Year T-Bill
Margin	3
Max Rate	10.7%

Tax Assessment & Valuation

The 2025 property tax bill for 145 Main St was $1,210 with a homeowner's exemption, down 2.6% from the year before.

Source: Dubois County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Dubois County
County Subdivision	Ferdinand Township
Municipality	Ferdinand Town
Unified School District	Southeast Dubois County School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,210.00 (-2.58%) Homeowner's exemption	$155,000 Land $16,900 Building $138,100	$155,000 Land $16,900 Building $138,100
2024	$1,242.00 (+11.59%)
2023	$1,113.00	$138,500 Land $16,900 Building $121,600	$138,500 Land $16,900 Building $121,600
2022	$1,113.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 145 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERDINAND WATER DEPARTMENT serves 2,918 people · EPA ID IN5219004
Water Source	Purchased surface water from PATOKA LAKE REGIONAL WATER
Last State Inspection	Apr 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Perry-Spencer Rural Telephone Cooperative Fiber	1,000 / 100
Verizon Fixed Wireless	300 / 20
Orange County REMC Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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