145 Main St, Cooleemee, NC 27014 Property Records

Davie County property record for 145 Main St, Cooleemee, NC 27014

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,826 sqft · built 1920
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,000 (Sep 2008)
Tax Bill	$1,543 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`N4040A0037`

Property Details

APN / Parcel Number

Primary APN	`N4040A0037`
Alternative APNs	`5735745487` `22552000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,826 sqft Heated Area
Gross Area	2,138 sqft
1st Floor Area	1,826 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	14.4 ft deep x 11.5 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	204 sqft
Patio Area	204 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	22552000
Street Address	145 MAIN ST
City	COOLEEMEE
State	NC
Zip	27014-0139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	LOT 293 ERWIN MILLS
Legal Subdivision	TWIN CEDARS
Legal Lot Number	293
Jurisdiction	DAVIE NC
Township / Civil Division	JERUSALEM
Census Block Group	1
Census Block	1024
Census Tract	80702

Owner

Source: Davie County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 402, COOLEEMEE, NC 27014-0402
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage SKY FEDERAL CREDIT UNION
Jul 28, 2017	Deed of Trust, Mortgage ROYAL UNITED MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2008 · Amount on Record
Deed Sale	Sep 30, 2008 · Amount on Record
Prior Sale	Nov 29, 2007
Deed Document Number	20086707
Deed Book / Page	772 / 195
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIE NC
Recording Date	Apr 13, 2026
Property Address	145 MAIN ST, COOLEEMEE, NC 27014-0139
Document Number	0000001748
Book / Page	1333 / 1136
Instrument Date	Dec 4, 2025
Instrument	20261748
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001748,
Date	Apr 13, 2026
Book Page	1333/1136
Instrument	20261748

Lender

Name	SKY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2040

Interest

Rate Type	Fixed Rate
Rate	5%
Initial Type	Fixed Rate
Max Rate	-1%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIE NC
Property Address	145 MAIN ST, COOLEEMEE, NC 27014-0139
Document Number	0000004092
Book / Page	001055 / 000448
Instrument Date	Jul 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 8, 2017
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	145 MAIN ST COOLEEMEE NC 270140139, COOLEEMEE, NC 27014-0139

Mortgage

Document Number	0000004092
Date	Aug 1, 2017
Book Page	001055/000448
Instrument	4092

Lender

Name	ROYAL UNITED MTG
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 31, 2032

Tax Assessment & Valuation

Source: Davie County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davie County
Municipality	Cooleemee Town
Unified School District	Davie County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,543.00 (-4.64%)	$132,440 (-) Land $20,000 Building $112,440	$132,440 (-) Land $20,000 Building $112,440
2025	$1,618.00 (+50.09%)	$132,440 (+70.08%) Land $20,000 Building $112,440	$132,440 (+70.08%) Land $20,000 Building $112,440
2023	$1,078.00	$77,870 Land $10,000 Building $67,870	$77,870 Land $10,000 Building $67,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIE COUNTY WATER SYSTEM serves 32,068 people · EPA ID NC0230015
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2022 Failure to filter resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zirrus Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed.

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