145 M 40, Gobles, MI 49055 Property Records

Allegan County property record for 145 M 40, Gobles, MI 49055

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,280 sqft · built 1970
Lot Size	0.709 acres (30,884 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Aug 2022)
Tax Bill	$1,309 (2025)
Deeds & Mortgages	Sep 2016 Line of Credit Dec 2009 Mortgage + 4 more
Flood Zone	Zone A (high risk)
APN	`21-032-006-20`

Property Details

APN / Parcel Number

Primary APN	`21-032-006-20`
Alternative APN	`03-21-032-006-20`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	1,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	30,884 sqft (0.709 acres)
Lot Dimensions	132 ft deep x 76 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	145 M 40
City	GOBLES
State	MI
Zip	49055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	THAT PT OF FOLLOWING DESC LYING W'LY OF A LIN BEG 26.5'N & 1064.05'W OF SE COR NW 1/4 NE FRAC 1/4 TH S 07 DEG 18'25W TO CTR OF CHANNEL EXTENDING FROM LAKE NW'LY TO HWY & PT OF ENDING SD LIN: BEG 26.5' N & 650'W OF SE COR NW 1/4 NE FRAC 1/4 TH S 208'
Legal Range	13W
Legal Township	12N
Legal Section	32
Jurisdiction	ALLEGAN MI
Township / Civil Division	TROWBRIDGE
Census Block Group	3
Census Block	3038
Census Tract	31101

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	151 ALLEGAN ST, PLAINWELL, MI 49080-1242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2016	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Dec 10, 2009	Deed of Trust, Mortgage FIFTH THIRD BANK WESTERN MICHIGAN
Oct 3, 2012	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Aug 27, 2012	Deed of Trust, Mortgage FIFTH THIRD BANK
Aug 25, 2022	Warranty Deed, Transfer
Oct 26, 2021	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2022 · Amount on Record
Deed Sale	Aug 25, 2022 · Amount on Record
Prior Sale	Oct 26, 2021 · Amount on Record
Deed Document Number	202216782
Deed Book / Page	4792 / 638
Prior Transfer Date	Oct 21, 2021
Prior Transfer Doc	4688/203
Record Updated	Oct 29, 2026

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	145 M 40, GOBLES, MI 49055
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004068/225
Date	Sep 21, 2016
Book Page	4068/225

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	145 M 40, GOBLES, MI 49055
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003382/689
Date	Dec 10, 2009
Book Page	3382/689

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2019

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	145 M 40, GOBLES, MI 49055
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003661/419
Date	Oct 3, 2012
Book Page	3661/419

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	145 M 40, GOBLES, MI 49055
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003649/186
Date	Aug 27, 2012
Book Page	3649/186

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2022

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Aug 25, 2022
Property Address	145 M 40, GOBLES, MI 49055
Document Number	004792/638
Book / Page	4792 / 638
Instrument Date	Aug 16, 2022
Instrument	2022016782
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount Recorded
Tax	$337.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6226 M 32, 6226, ATLANTA, MI 49709-9120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 ALLEGAN ST, PLAINWELL, MI 49080-1242

October 2021: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ALLEGAN MI
Recording Date	Oct 26, 2021
Property Address	145 M 40, GOBLES, MI 49055
Document Number	004688/203
Book / Page	4688 / 203
Instrument Date	Oct 21, 2021
Transaction Type	Foreclosure
Record Updated	Jul 1, 2026

Transaction

Amount	Amount Recorded
Tax	$39.60
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 FOUNTAIN SQUARE PLZ, CINCINNATI, OH 45202-3102

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Trowbridge Township
Unified School District	Allegan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,000 (+109.02%) Land $50,600 Building $400	$102,000 (+109.02%) Land $101,200 Building $800
2025	$1,309.00 (+188.33%)
2023		$24,400 Land $23,900 Building $500	$48,800 Land $47,800 Building $1,000
2022	$454.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: 123.NET.

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