145 Lovers Ln, Amsterdam, NY 12010 Property Records

Schenectady County and Glenville Town property record for 145 Lovers Ln, Amsterdam, NY 12010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,275 sqft · built 1996
Lot Size	3.79 acres (165,092 sqft)
Owner	Individual Name on File
Last Sale	$309,000 (Oct 2022)
Tax Bill	$7,412 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422289 3.-2-39`

Property Details

APN / Parcel Number

Primary APN	`422289 3.-2-39`
Alternative APNs	`228900300000020390000000` `C07018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,275 sqft Living Area
1st Floor Area	875 sqft
2nd Floor Area	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	165,092 sqft (3.79 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	172 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	C07018
Street Address	145 LOVERS LN
City	AMSTERDAM
State	NY
Zip	12010-8482
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	A&M CONSTRUCTION LOT 5 HLG
Legal Subdivision	SUBDIVISION PLAN A & M CONSTRUCTION
Legal Block	2
Legal Lot Number	39.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	GLENVILLE
Census Block Group	1
Census Block	1011
Census Tract	32504

Owner

145 Lovers Ln is owned and occupied by an individual who bought it in October 2022.

Source: Schenectady County and Glenville Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	145 LOVERS LN, AMSTERDAM, NY 12010-8482
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Line of Credit NUMARK CREDIT UNION
Oct 14, 2022	Warranty Deed, Transfer · Conventional Mortgage SUNMARK FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2022 · Amount on File
Deed Sale	Oct 14, 2022 · Amount on File
Prior Sale	Jul 13, 2016 · Amount on File
Deed Document Number	202254720
Deed Book / Page	2094 / 745
Prior Transfer Date	Dec 9, 2009
Prior Transfer Doc	0000052437
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 21, 2026
Property Address	145 LOVERS LN, AMSTERDAM, NY 12010-8482
Document Number	0000009093
Instrument Date	Apr 7, 2026
Instrument	20269093
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 LOVERS LN, AMSTERDAM, NY 12010-8482

Mortgage

Document Number	0000009093,
Date	Apr 21, 2026
Instrument	20269093

Lender

Name	NUMARK CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 25, 2046

Interest

Rate	6.11%
Max Rate	-1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 14, 2022
Property Address	145 LOVERS LN, AMSTERDAM, NY 12010-8482
Document Number	0000054720
Book / Page	2094 / 745
Map Reference	CAB 1 MAP 166
Instrument Date	Sep 3, 2022
Instrument	202254720
Transaction Type	Transfer
Record Updated	Oct 31, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,236.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	145 LOVERS LN, 145, AMSTERDAM, NY 12010-8482

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 HEATHER LN, BALLSTON LAKE, NY 12019-2522

Mortgage

Document Number	0000054721
Date	Oct 14, 2022
Instrument	202254721

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 145 Lovers Ln was $7,412, up 1.1% from the year before.

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Glenville Town
Unified School District	Scotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,412.00 (+1.08%)
2025	$7,333.00	$190,000 Land $36,200 Building $153,800	$345,455 Land $65,818 Building $279,637
2023		$190,000 Land $36,200 Building $153,800	$279,412 Land $53,235 Building $226,177

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 145 Lovers Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2005–2019)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 2019 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Lovers Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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