145 Lothrop St, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 145 Lothrop St, Beverly, MA 01915

Property Summary

Property Type	Triplex
Details	9 bd · 4.5 ba · 3,806 sqft · built 1880
Lot Size	0.143 acres (6,212 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Feb 2000)
Tax Bill	$9,660 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Mar 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R10`

Property Details

APN / Parcel Number

Primary APN	`R10`
Alternative APNs	`BEVE M:0012 B:0177 L` `3200`

Interior

Bedrooms	9 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	19 Rooms
Units	3 Units
Stories	2 Stories
Building Area	3,806 sqft Living Area
Gross Area	6,950 sqft
Basement Area	1,534 sqft
Unfinished Basement	1,534 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Triplex
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,212 sqft (0.143 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3200
Street Address	145 LOTHROP ST
City	BEVERLY
State	MA
Zip	01915-4624
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R10
Legal Block	177
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	1
Census Block	1018
Census Tract	217500

Owner

Source: Essex County and Beverly City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	145 LOTHROP ST, BEVERLY, MA 01915-4624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Mar 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Aug 24, 2017	Deed of Trust, Mortgage · Line of Credit TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2000 · Amount on Record
Deed Sale	Feb 28, 2000 · Amount on Record
Prior Sale	Apr 1, 1998 · Amount on Record
Deed Book / Page	16214 / 472
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	145 LOTHROP ST, BEVERLY, MA 01915-4624
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041061-74
Date	Jul 13, 2022
Book Page	41061/74
Instrument	20220713000340

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	145 LOTHROP ST, BEVERLY, MA 01915-4624
Transaction Type	Mortgage
Record Updated	Apr 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00040815-2
Date	Mar 25, 2022
Book Page	40815/2
Instrument	20220325001560

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	145 LOTHROP ST, BEVERLY, MA 01915-4624
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36123-328
Date	Aug 24, 2017
Book Page	36123/328
Instrument	44

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,660.00 (+4.49%)	$879,000 (+6.78%) Land $435,700 Building $443,300
2024	$9,245.00 (+3.25%)	$823,200 (+3.52%) Land $379,900 Building $443,300
2023	$8,954.00	$795,200 Land $351,900 Building $443,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1978–2024)
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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