1. Home
  2. California
  3. Santa Cruz County
  4. Ben Lomond
  5. Locust St

145 Locust St, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 145 Locust St, Ben Lomond, CA 95005 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1971
Square Footage1,245 sqft Living Area
Lot Size6,926 sqft (0.159 acres)
OccupancyOwner Occupied
Last Sale$540,000 (2006)
Tax Bill$8,773.00 (2025)

Property Details

APN / Parcel Number

Primary APN077-181-19
Alternative APN
  • 077-181-19-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,245 sqft Living Area
Gross Area1,685 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area6,926 sqft (0.159 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached
Garage Area440 sqft Garage
Deck Area135 sqft Deck
Patio Area135 sqft Patio
TerrainSteep

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address145 LOCUST ST
CityBEN LOMOND
StateCA
Zip95005-9423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK 1 LOT 22,24
Legal SubdivisionEAST BEN LOMOND
Legal Lot Number22
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group2
Census Block2015
Census Tract120302

Owner

Source: Santa Cruz County records · APN 077-181-19

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address145 LOCUST ST, BEN LOMOND, CA 95005-9423
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 07, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
WATERMARK CAPITAL INC
Sep 07, 2021Intrafamily Transfer, Transfer
ACCOMMODATION
Sep 07, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jun 23, 2020Quit Claim Deed, Transfer
NEAT CAP INC
Jun 23, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Nov 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
CASHCALL

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 15, 2006 · Amount on Record
Deed SaleDec 15, 2006 · Amount on Record
Prior SaleFeb 19, 1997 · Amount on Record
Deed Document Number200672360
Last Transfer DateJan 03, 2021
Transfer Doc0000045897
Record UpdatedSep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateSep 07, 2021
Property Address145 LOCUST ST, BEN LOMOND, CA 95005-9423
Document Number0000045898
Map ReferenceMB 1 PG 68
Instrument DateJan 23, 2021
Instrument2021-0045898
Transaction TypeTransfer
Record UpdatedSep 23, 2021
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address145 LOCUST ST, BEN LOMOND, CA 95005-9423

Mortgage

Document Number0000045899
DateSep 07, 2021
Instrument2021-0045899
Lender
NameWATERMARK CAPITAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term353 Months
DueFeb 01, 2051

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateSep 07, 2021
Property Address145 LOCUST ST, BEN LOMOND, CA 95005-9423
Document Number0000045900
Map ReferenceMB 1 PG 68
Instrument DateJan 23, 2021
Instrument2021-0045900
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address145 LOCUST ST, BEN LOMOND, CA 95005-9423

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateSep 07, 2021
Property Address145 LOCUST ST, BEN LOMOND, CA 95005-9423
Document Number0000045897
Map ReferenceMB 1 PG 68
Instrument DateJan 03, 2021
Instrument2021-0045897
Transaction TypeTransfer
Record UpdatedSep 23, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address145 LOCUST ST, BEN LOMOND, CA 95005-9423

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateJun 23, 2020
Property Address145 LOCUST ST, BEN LOMOND, CA 95005-9423
Document Number0000022108
Instrument DateJun 18, 2020
Instrument22108
Transaction TypeTransfer
Record UpdatedJul 09, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address145 LOCUST ST BEN LOMOND CA 950059423, BEN LOMOND, CA 95005-9423

Mortgage

Document Number22109
DateJun 23, 2020
Instrument22109
Lender
NameNEAT CAP INC
AddressBOULDER, CO 80301
Agreement
AmountAmount Recorded
Term360 Months
DueJun 22, 2050

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateJun 23, 2020
Property Address145 LOCUST ST, BEN LOMOND, CA 95005-9423
Document Number0000022110
Instrument DateJun 18, 2020
Instrument22110
Transaction TypeTransfer
Record UpdatedJul 09, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address145 LOCUST ST BOULDER CREEK CA 95006, BOULDER CREEK, CA 95006

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address145 LOCUST ST, BEN LOMOND, CA 95005-9423
Document Number0000037511
Instrument DateNov 22, 2019
Transaction TypeMortgage
Record UpdatedDec 19, 2019
Title CompanyBNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address145 LOCUST ST BEN LOMOND CA 950059423, BEN LOMOND, CA 95005-9423

Mortgage

Document Number0000037511
DateDec 03, 2019
Instrument37511
Lender
NameCASHCALL
TypeFunding / Finance Company
AddressIRVINE, CA 92612
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 02, 2049

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$737,958 (+2%) Land $516,570 Building $221,388
2025$8,773.00 (+4.4%) Homeowner's exemption$723,488 (+4.04%) Land $506,441 Building $217,047
2023$8,403.00 (+2.43%) Homeowner's exemption$695,394 Land $486,775 Building $208,619$682,560
2022$8,204.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 11% of California
Wildfire LikelihoodAbout 1 in 3,704 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Locust St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures