Watauga County property record for 145 Locust Point Dr, Boone, NC 28607
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 1,966 sqft · built 2006 |
| Lot Size | 2.21 acres (96,268 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Oct 2010) |
| Tax Bill | $2,200 (2025) |
| Deeds & Mortgages | Aug 2020 Loan Modification Mar 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 2828-34-8543-000 |
| Primary APN | 2828-34-8543-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,966 sqft Living Area |
| 1st Floor Area | 491 sqft |
| Basement Area | 496 sqft |
| Finished Basement | 496 sqft |
| Unfinished Basement | 496 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 96,268 sqft (2.21 acres) |
| Porch | Porch |
| Porch Area | 261 sqft |
| Patio Area | 1,015 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1701662 |
|---|---|
| Street Address | 145 LOCUST POINT DR |
| City | BOONE |
| State | NC |
| Zip | 28607-7458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T-2 P022/246 |
| Legal Tract | 2 |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 920703 |
Source: Watauga County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 145 LOCUST POINT DR, BOONE, NC 28607-7458 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2020 | Loan Modification, Mortgage · Line of Credit STATE EMPS CU |
| Mar 28, 2017 | Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2010 · Amount on Record |
| Deed Sale | Oct 29, 2010 · Amount on Record |
| Deed Document Number | 201093970 |
| Deed Book / Page | 1540 / 344 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 145 LOCUST POINT DR, BOONE, NC 28607 |
| Document Number | 0021190092 |
| Instrument Date | Aug 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Document Number | 0021190092 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 002119/000092 |
| Instrument | 694550 |
| Name | STATE EMPS CU |
|---|---|
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 145 LOCUST POINT DR, BOONE, NC 28607 |
| Document Number | 0019120022 |
| Instrument Date | Mar 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Document Number | 0019120022 |
|---|---|
| Date | Apr 3, 2017 |
| Book Page | 001912/000022 |
| Instrument | 657054 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | SHELBY, NC 28150 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $566,600 (-) Land $67,700 Building $498,900 | ||
| 2025 | $2,200.00 | $566,600 (-) Land $67,700 Building $498,900 | |
| 2024 | $566,600 Land $67,700 Building $498,900 | ||
| 2023 | $566,600 Land $67,700 Building $498,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 57 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 87 units insured incl. 30 condo units |
| Nearby Flood Claims | 58 (1987–2024) |
| Claims Outside the SFHA | 9 of 58 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
5G and 4G LTE (outdoors only)
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