Lawrence County property record for 145 Locker Rd, Summertown, TN 38483
| Property Type | Rural Home |
|---|---|
| Details | 3 ba · 2,064 sqft · built 1996 |
| Lot Size | 41 acres (1,790,316 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $25,000 (Nov 1993) |
| Tax Bill | $1,901 (2025) |
| Deeds & Mortgages | May 2022 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 050008 02201 |
| Primary APN | 050008 02201 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,064 sqft Living Area |
| 1st Floor Area | 2,064 sqft |
| Basement Area | 2,064 sqft |
| Unfinished Basement | 2,064 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,790,316 sqft (41 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 472 sqft |
| Deck Area | 196 sqft |
| Patio Area | 196 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 145 LOCKER RD |
|---|---|
| City | SUMMERTOWN |
| State | TN |
| Zip | 38483-7201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DISTRICT: 11 |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 11 |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 960100 |
The current owner of 145 Locker Rd bought it in November 1993.
Source: Lawrence County records, as of January 22, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | PO BOX 114, SUMMERTOWN, TN 38483-0114 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 1993 · Amount on File |
| Deed Sale | Nov 17, 1993 · Amount on File |
| Deed Document Number | 0000271447 |
| Deed Book / Page | 271 / 447 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 145 LOCKER RD, SUMMERTOWN, TN 38483-7201 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Title Company | VICTORY TITLE, VICTORY TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 145 LOCKER RD, SUMMERTOWN, TN 38483-7201 |
| Document Number | 0000677375 |
|---|---|
| Date | May 20, 2022 |
| Book Page | 677/375 |
| Instrument | 22003486 |
| Name | TOTAL MEDIA MANAGEMENT LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | HUNTSVILLE, AL 35801 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.72% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 14.7% |
The 2025 property tax bill for 145 Locker Rd was $1,901.
Source: Lawrence County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Unified School District | Lawrence County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,901.00 | $94,550 Land $18,150 Building $76,400 | |
| 2023 | $1,901.00 (+5.61%) | $94,550 (+5.61%) Land $18,150 Building $76,400 | |
| 2022 | $1,800.00 | $89,525 Land $18,150 Building $71,375 | $378,200 Land $72,600 Building $305,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 145 Locker Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 145 Locker Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMMERTOWN UTILITY DISTRICT serves 5,593 people · EPA ID TN0000676 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Copper | 2.19 mg/L (2023–2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control May 2018 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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