North Kingstown Town property record for 145 Lloyd Rd, Saunderstown, RI 02874
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4 bd · 4.5 ba · 3,876 sqft · built 1930 |
| Lot Size | 0.552 acres (24,050 sqft) |
| Owner | Company Name on Record |
| Last Sale | $415,625 (Dec 2018) |
| Tax Bill | $15,946 (2025) |
| Deeds & Mortgages | Dec 2021 Refinance Dec 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | NKIN M:019 B:093 |
| Primary APN | NKIN M:019 B:093 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,876 sqft Living Area |
| Gross Area | 7,187 sqft |
| 1st Floor Area | 2,579 sqft |
| Attic | Attic |
| Attic Area | 558 sqft |
| Basement Area | 1,476 sqft |
| Unfinished Basement | 1,476 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,050 sqft (0.552 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 77992 |
|---|---|
| Street Address | 145 LLOYD RD |
| City | SAUNDERSTOWN |
| State | RI |
| Zip | 02874-3321 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | NR |
| Legal Block | 93 |
| Jurisdiction | NORTH KINGSTOWN RI |
| Township / Civil Division | NORTH KINGSTOWN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 50402 |
Source: North Kingstown Town records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 145 LIOYD RD, NORTH KINGSTOWN, RI 02852 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Dec 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MORGAN STANLEY CREDIT CORP |
| Dec 13, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2018 · Amount on Record |
| Deed Sale | Dec 13, 2018 · Amount on Record |
| Deed Document Number | 20185131 |
| Deed Book / Page | 3164 / 102 |
| Prior Transfer Date | Dec 12, 2018 |
| Prior Transfer Doc | 3164-104 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Property Address | 145 LLOYD RD, SAUNDERSTOWN, RI 02874-3321 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003469-76 |
|---|---|
| Date | Dec 2, 2021 |
| Book Page | 3469/76 |
| Instrument | 7511 |
| Name | MORGAN STANLEY CREDIT CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Recording Date | Dec 13, 2018 |
| Property Address | 145 LLOYD RD, SAUNDERSTOWN, RI 02874-3321 |
| Document Number | 3164-104 |
| Book / Page | 003164 / 000104 |
| Instrument Date | Dec 12, 2018 |
| Instrument | 5132 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 200 COTTRELL RD SAUNDERSTOWN RI 028743414, SAUNDERSTOWN, RI 02874-3414 |
Source: North Kingstown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | North Kingstown Town |
| Unified School District | North Kingstown School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $15,946.00 (+17.67%) | $1,444,400 (+52.85%) Land $791,700 Building $652,700 |
| 2023 | $13,551.00 | $945,000 Land $450,900 Building $494,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 25 (1978–2024) |
| Claims Outside the SFHA | 7 of 25 |
| Most Recent Claim | May 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 88% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF NORTH KINGSTOWN serves 27,732 people · EPA ID RI1559517 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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