145 LAUREL GROVE LN SAN JOSE CA 951264848, SAN JOSE, CA 95126-4848
Mortgage
Document Number
24294331
Date
Oct 1, 2019
Instrument
24294331
Lender
Name
BANK OF AMERICA
Type
Bank
Address
CHARLOTTE, NC 28255
Agreement
Amount
Amount on Record
Term
360 Months
Due
Sep 30, 2049
Interest
Rate Type
Adjustable Rate
Rate
2.62%
Tax Assessment & Valuation
The 2025 property tax bill for 145 Laurel Grove Ln was $13,632.
Source: Santa Clara County assessment roll, as of July 27, 2026
Property Jurisdictions
Type
Name
State
California
County
Santa Clara County
Municipality
San Jose City
Unified School District
San Jose Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$940,000 (-8.27%)Land $470,000Building $470,000
2025
$13,632.00
$1,024,794Land $512,397Building $512,397
2023
$12,199.00 (-6.22%)
$950,000Land $475,000Building $475,000
2022
$13,008.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 145 Laurel Grove Ln in Zone D, where flood risk has not been studied, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone D undetermined · not studied
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
6 in force
Nearby Flood Claims
2 (1978–1995)
Most Recent Claim
Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 145 Laurel Grove Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source
Surface water
Last State Inspection
Mar 2026
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
Treatment failure resolved · Jun 2023
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area
2,000 / 250
Etheric Networks Fixed Wireless
250 / 100
Ridge Wireless Fixed Wireless
100 / 60
May also be available: AT&T, GeoLinks, Sail Internet, Sonic Telecom, T-Mobile, Verizon.