145 la Monte Ln, Tracy, CA 95377 Property Records

San Joaquin County property record for 145 la Monte Ln, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,113 sqft · built 2000
Lot Size0.165 acres (7,200 sqft)
Owner2 Owner Names on File
Last Sale$253,500 (Aug 2000)
Tax Bill$4,604 (2025)
Deeds & MortgagesOct 2020 Mortgage
May 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN248-370-060-000

Property Details

APN / Parcel Number

Primary APN248-370-060-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,113 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Architectural StyleOther
Construction TypeWood
Lot Area7,200 sqft (0.165 acres)
Garage TypeMixed
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address145 LA MONTE LN
CityTRACY
StateCA
Zip95377-7011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2000-FM PT 248-040-29
Legal SubdivisionPEBBLEBROOKE UNIT #2
Legal Lot Number6
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2005
Census Tract5219

Owner

Source: San Joaquin County assessment roll, APN 248-370-060-000, as of July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address145 LA MONTE LN, TRACY, CA 95377-7011
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Oct 09, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 04, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 11, 2000 · Amount on Record
Deed SaleAug 11, 2000 · Amount on Record
Deed Document Number2000-091326
Deed Book / Page248
Record UpdatedJun 07, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address145 LA MONTE LN, TRACY, CA 95377-7011
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCORNERSTONE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address145 LA MONTE LN, TRACY, CA 95377-7011

Mortgage

Document Number0000134833
DateOct 09, 2020
Instrument2020-134833
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address145 LA MONTE LN, TRACY, CA 95377-7011
Document Number0000055850
Instrument DateMay 04, 2017
Transaction TypeMortgage
Record UpdatedAug 20, 2018
Title CompanyACCURATE TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address145 LA MONTE LN TRACY CA 953777011, TRACY, CA 95377-7011

Mortgage

Document Number0000055850
DateMay 17, 2017
Instrument55850
Lender
NameBANK OF AMERICA
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Joaquin County assessment roll as of July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictJefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,604.00 (+5.04%)$420,631 (+4.04%) Land $150,673 Building $269,958
2023$4,383.00 (+1.84%)$404,299 Land $144,823 Building $259,476
2022$4,304.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 102 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Zinnia Networks
Fixed Wireless
600 / 120
UnWired Broadband Holding
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3910011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF TRACY
serves 98,215 people
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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