Hampden County and Chicopee City property record for 145 Jacob St, Chicopee, MA 01020
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,232 sqft · built 1955 |
| Lot Size | 0.2 acres (8,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Apr 2020) |
| Tax Bill | $4,921 (2026) |
| Deeds & Mortgages | Apr 2025 Mortgage Dec 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 652-00045 |
| Primary APN | 652-00045 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| Gross Area | 3,305 sqft |
| 1st Floor Area | 1,232 sqft |
| Basement Area | 524 sqft |
| Unfinished Basement | 524 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,700 sqft (0.2 acres) |
| Garage Type | Attached |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 652-00045 |
|---|---|
| Street Address | 145 JACOB ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-3014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 7 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 811301 |
145 Jacob St is owned and occupied by an individual who bought it in April 2020.
Source: Hampden County and Chicopee City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 145 JACOB ST, CHICOPEE, MA 01020-3014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2025 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Dec 28, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Apr 30, 2020 | Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2020 · Amount on File |
| Deed Sale | Apr 30, 2020 · Amount on File |
| Prior Sale | Sep 10, 2013 |
| Deed Document Number | 202021660 |
| Deed Book / Page | 23189 / 301 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 145 JACOB ST, CHICOPEE, MA 01020-3014 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 025840-410 |
|---|---|
| Date | Apr 28, 2025 |
| Book Page | 25840/410 |
| Instrument | 18202 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 145 JACOB ST, CHICOPEE, MA 01020-3014 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 025274-237 |
|---|---|
| Date | Dec 28, 2023 |
| Book Page | 25274/237 |
| Instrument | 61524 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 313 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Apr 30, 2020 |
| Property Address | 145 JACOB ST, CHICOPEE, MA 01020-3014 |
| Document Number | 23189-301 |
| Book / Page | 23189 / 301 |
| Instrument Date | Apr 16, 2020 |
| Instrument | 21660 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 341 TOKENEKE RD, HOLYOKE, MA 01040-2817 |
| Document Number | 21661 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 21661 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 145 Jacob St was $4,921, up 7.5% from the year before.
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,921.00 (+7.49%) | $322,900 (+6.92%) Land $113,900 Building $209,000 | $356,921 (+3.61%) |
| 2025 | $4,578.00 (+5.31%) | $302,000 (+2.55%) Land $103,800 Building $198,200 | $344,470 |
| 2024 | $4,347.00 (+5.25%) | $294,500 (+8.03%) Land $101,700 Building $192,800 | |
| 2023 | $4,130.00 | $272,600 Land $92,500 Building $180,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 145 Jacob St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 145 Jacob St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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