145 High St, Apt D, Westerly, RI 02891 Property Records

Westerly Town property record for 145 High St, Apt D, Westerly, RI 02891

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 2,208 sqft · built 1860
Owner	Individual Name on Record
Last Sale	$410,000 (May 2026)
Tax Bill	$1,929 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:047 B:129 L:202`

Property Details

APN / Parcel Number

Primary APN	`M:047 B:129 L:202`
Alternative APNs	`WEST M:47 B:129 L:202` `7030380`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Units	4 Units
Stories	2 Stories
Building Area	2,208 sqft Living Area
Gross Area	2,725 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	7030380
Street Address	145 HIGH ST, D
City	WESTERLY
State	RI
Zip	02891-6021
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	129
Legal Lot Number	202
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	3
Census Block	3034
Census Tract	50901

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	145 HIGH ST, D, WESTERLY, RI 02891-6021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Warranty Deed, Transfer · Conventional Mortgage CORE CREDIT UNION
Apr 16, 2021	Warranty Deed, Transfer
Jul 24, 2017	Warranty Deed, Transfer · FHA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on Record
Deed Sale	May 1, 2026 · Amount on Record
Prior Sale	Apr 16, 2021 · Amount on Record
Deed Book / Page	2026 / 6375
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	May 1, 2026
Property Address	145 HIGH ST, WESTERLY, RI 02891-6022
Document Number	02026-6375
Book / Page	2026 / 6375
Instrument Date	Apr 29, 2026
Instrument	20261388
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 HIGH ST, WESTERLY, RI 02891-6022

Mortgage

Document Number	2026006377,
Date	May 1, 2026
Book Page	2026/6377

Lender

Name	CORE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Apr 16, 2021
Property Address	145 HIGH ST APT D, D, WESTERLY, RI 02891-6021
Document Number	2021-9988
Book / Page	2021 / 9988
Instrument Date	Apr 7, 2021
Instrument	2021-2245
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	35 ROCK RIDGE RD, WESTERLY, RI 02891-3704

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Jul 24, 2017
Property Address	145 HIGH ST APT D, D, WESTERLY, RI 02891-6021
Document Number	2017-3375
Book / Page	002017 / 013375
Instrument Date	Jul 24, 2017
Instrument	3275
Transaction Type	Transfer
Record Updated	Aug 8, 2017

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$189.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	145 HIGH ST #D WESTERLY RI 028916021, D, WESTERLY, RI 02891-6021

Mortgage

Document Number	2017-3378
Date	Jul 24, 2017
Book Page	002017/013378
Instrument	3276

Lender

Name	USAA

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2047

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,929.00 (-3.02%)	$247,900 (+26.61%) Building $247,900	$411,555
2023	$1,989.00 (+0.56%)	$195,800 (-) Building $195,800
2022	$1,978.00	$195,800 Building $195,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010)
Most Recent Claim	Apr 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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