Essex County and Andover Town property record for 145 High Plain Rd, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 4,428 sqft · built 2020 |
| Lot Size | 0.359 acres (15,625 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,675,000 (Aug 2026) |
| Tax Bill | $17,136 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jun 2021 Refinance + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00131 B:00019 L:00000 |
| Primary APN | ANDO M:00131 B:00019 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,428 sqft Living Area |
| Gross Area | 7,978 sqft |
| Basement Area | 2,222 sqft |
| Unfinished Basement | 2,222 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,625 sqft (0.359 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 145 HIGH PLAIN RD |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-3300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Legal Block | 19 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 254401 |
145 High Plain Rd is owned and occupied by two individuals who bought it in August 2026.
Source: Essex County and Andover Town records, as of September 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 145 HIGH PLAIN RD, ANDOVER, MA 01810-3300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2026 | Quit Claim Deed, Transfer · ARM US BANK |
| Jun 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND TRUST CO |
| Aug 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHMARK BANK |
| Jun 26, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance ENTERPRISE BANK & TRUST CO |
| Jul 8, 2020 | Quit Claim Deed, Transfer · ARM NORTHMARK BANK |
| Mar 30, 2020 | Quit Claim Deed, Transfer · Balloon Mortgage NORTHMARK BANK |
| Oct 22, 2019 | Quit Claim Deed, Transfer · Conventional with PMI QUANTA FIN LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2026 · Amount on File |
| Deed Sale | Aug 31, 2026 · Amount on File |
| Prior Sale | Mar 30, 2020 · Amount on File |
| Deed Document Number | 202615193 |
| Deed Book / Page | 18679 / 303 |
| Prior Transfer Date | Aug 26, 2026 |
| Prior Transfer Doc | 0000015193 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Aug 31, 2026 |
| Property Address | 145 HIGH PLAIN RD, ANDOVER, MA 01810-3300 |
| Document Number | 0000015193 |
| Book / Page | 18679 / 303 |
| Instrument Date | Aug 26, 2026 |
| Instrument | 202615193 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 145 HIGH PLAIN RD, ANDOVER, MA 01810-3300 |
| Date | Aug 31, 2026 |
|---|
| Name | US BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Type Change Date | Sep 1, 2033 |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 145 HIGH PLAIN RD, ANDOVER, MA 01810-3300 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0016959-14 |
|---|---|
| Date | Jun 2, 2021 |
| Book Page | 16959/14 |
| Instrument | 18228 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 145 HIGH PLAIN RD, ANDOVER, MA 01810-3300 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 017061-336 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 17061/336 |
| Instrument | 25775 |
| Name | NORTHMARK BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 145 HIGH PLAIN RD, ANDOVER, MA 01810-3300 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 017769-335 |
|---|---|
| Date | Jun 26, 2023 |
| Book Page | 17769/335 |
| Instrument | 9854 |
| Name | ENTERPRISE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jul 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Jul 8, 2020 |
| Property Address | 145 HIGH PLAIN RD, ANDOVER, MA 01810-3300 |
| Document Number | 016387-149 |
| Book / Page | 16387 / 149 |
| Instrument Date | Jul 3, 2020 |
| Instrument | 17016 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 HERITAGE WAY, NORTH READING, MA 01864-2800 |
| Document Number | 016387-153 |
|---|---|
| Date | Jul 8, 2020 |
| Book Page | 16387/153 |
| Instrument | 17018 |
| Name | NORTHMARK BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jul 8, 2027 |
| Index | 1-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Mar 30, 2020 |
| Property Address | 145 HIGH PLAIN RD, ANDOVER, MA 01810-3300 |
| Document Number | 016244-333 |
| Book / Page | 16244 / 333 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 7645 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 HERITAGE WAY, NORTH READING, MA 01864-2800 |
| Document Number | 0000007646 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | 7646 |
| Name | NORTHMARK BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Oct 22, 2019 |
| Property Address | 145 HIGH PLAIN RD, ANDOVER, MA 01810-3300 |
| Document Number | 16047-330 |
| Book / Page | 016047 / 000330 |
| Instrument Date | Oct 22, 2019 |
| Instrument | 26244 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,493.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 500 W CUMMINGS PARK #2400 WOBURN MA 018016543, 2400, WOBURN, MA 01801-6543 |
| Document Number | 16047-332 |
|---|---|
| Date | Oct 22, 2019 |
| Book Page | 016047/000332 |
| Instrument | 26245 |
| Name | QUANTA FIN LLC |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 145 High Plain Rd was $17,136, down 0.2% from the year before.
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,136.00 (-0.19%) | $1,372,000 (+2.93%) Land $369,400 Building $1,002,600 | $1,146,555 |
| 2024 | $17,169.00 (+4.16%) | $1,333,000 (+10.47%) Land $364,500 Building $968,500 | |
| 2023 | $16,484.00 | $1,206,700 Land $328,200 Building $878,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 145 High Plain Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 145 High Plain Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 86% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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