145 Harbor Point Dr, Celina, OH 45822 Property Records

Mercer County property record for 145 Harbor Point Dr, Celina, OH 45822

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,365 sqft · built 1972
Lot Size0.206 acres (9,000 sqft)
Owner2 Individual Names on Record
Last Sale$78,900 (Aug 1997)
Tax Bill$2,460 (2025)
Deeds & MortgagesSep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN26-247900.0000

Property Details

APN / Parcel Number

Primary APN26-247900.0000
Alternative APN
  • 09-05-401-033

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,365 sqft Living Area
Gross Area1,092 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Lot Area9,000 sqft (0.206 acres)
Lot Dimensions120 ft deep x 75 ft wide
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address145 HARBOR POINT DR
CityCELINA
StateOH
Zip45822-2607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARBOR POINT IN LOT 36 & N PT LOT 37 LOT#: 36
Legal SubdivisionHARBOR POINT
Legal Lot Number36,37
JurisdictionMERCER OH
Township / Civil DivisionJEFFERSON
Census Block Group3
Census Block3034
Census Tract967600

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address145 HARBOR POINT DR, CELINA, OH 45822-2607
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 1997 · Amount on Record
Deed SaleAug 15, 1997 · Amount on Record
Record UpdatedSep 20, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address145 HARBOR POINT DR, CELINA, OH 45822-2607
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800004702
DateSep 28, 2018
Instrument201800004702
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term300 Months
DueSep 18, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionJefferson Township
Unified School DistrictCelina City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,460.00 (+0.12%)$60,690 (-) Land $10,150 Building $50,540
2023$2,457.00 (+22.54%)$60,690 (+41.21%) Land $10,150 Building $50,540$173,400 (+41.21%) Land $29,000 Building $144,400
2022$2,005.00$42,980 Land $9,240 Building $33,740
2020$122,800 Land $26,400 Building $96,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CELINA
serves 11,682 people · EPA ID OH5400011
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Watch TV.

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