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145 Grove St, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 145 Grove St, Boulder Creek, CA 95006

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,066 sqft · built 1932
Lot Size0.638 acres (27,791 sqft)
Owner2 Individual Names on Record
Tax Bill$4,134 (2025)
Deeds & MortgagesSep 2017 Mortgage
Jun 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN081-214-03

Property Details

APN / Parcel Number

Primary APN081-214-03
Alternative APN
  • 081-214-03-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Building Area2,066 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area27,791 sqft (0.638 acres)
Garage TypeAttached
Garage Area540 sqft
Parking Spaces2 Parking Spaces
Deck Area98 sqft
Patio Area98 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic

Location & Zoning

Street Address145 GROVE ST
CityBOULDER CREEK
StateCA
Zip95006-9107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-15
Legal SubdivisionPERRY & BOOTHS ADD/LORENZO
Legal Block12
Legal Lot Number9-11
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group4
Census Block4005
Census Tract120400

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address145 GROVE ST, BOULDER CREEK, CA 95006-9107
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2017Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 29, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 6, 1999
Transfer Doc0000033743
Record UpdatedSep 20, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address145 GROVE ST, BOULDER CREEK, CA 95006-9107
Transaction TypeMortgage
Record UpdatedSep 29, 2022
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031908
DateSep 25, 2017
Instrument2017-0031908
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address145 GROVE ST, BOULDER CREEK, CA 95006-9107
Document Number0000020962
Instrument DateJun 29, 2018
Transaction TypeMortgage
Record UpdatedJul 23, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address145 GROVE ST BOULDER CREEK CA 950069107, BOULDER CREEK, CA 95006-9107

Mortgage

Document Number0000020962
DateJul 10, 2018
Instrument20962
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$322,184 (+2%) Land $124,315 Building $197,869
2025$4,134.00 (+5.95%) Homeowner's exemption$315,867 (+4.04%) Land $121,878 Building $193,989
2023$3,902.00 (+2.55%) Homeowner's exemption$303,601 Land $117,145 Building $186,456$886,050
2022$3,805.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims11 (1982–2023)
Claims Outside the SFHA4 of 11
Most Recent ClaimFeb 2023 · Severe Winter Storms And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 76% of California
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN LORENZO VALLEY WATER DIST
serves 21,513 people · EPA ID CA4410014
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Starlink
Satellite		280 / 30

May also be available: T-Mobile, Verizon.

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