Oswego County and Palermo Town property record for 145 Graves Rd, Central Square, NY 13036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,120 sqft · built 1985 |
| Lot Size | 5.06 acres (220,414 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $15,000 (Jan 2025) |
| Tax Bill | $6,268 (2026) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 354400 206.00-04-03 |
| Primary APN | 354400 206.00-04-03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 220,414 sqft (5.06 acres) |
| Garage Type | Detached |
| Garage Area | 1,706 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 160 sqft |
| Shed | 1 Shed |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 145 GRAVES RD |
|---|---|
| City | CENTRAL SQUARE |
| State | NY |
| Zip | 13036-2286 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | LOT 18 036-001-000 |
| Legal Subdivision | SCRIBAS PATENT |
| Legal Block | 4 |
| Legal Lot Number | 3.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | PALERMO |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 20800 |
Source: Oswego County and Palermo Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 145 GRAVES RD, CENTRAL SQUARE, NY 13036-2286 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2025 · Amount on Record |
| Deed Sale | Jan 30, 2025 · Amount on Record |
| Prior Sale | Jul 21, 2021 · Amount on Record |
| Deed Document Number | 2025R-2025-000778 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Jul 21, 2021 |
| Property Address | 145 GRAVES RD, CENTRAL SQUARE, NY 13036-2286 |
| Document Number | 0000008359 |
| Instrument Date | Jul 14, 2021 |
| Instrument | R-2021-008359 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2021 |
| Title Company | INDEPENDENT TITLE AGENCY-SHANNON, INDEPENDENT TTL AGCY SHANNON |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 145 GRAVES RD, 145, CENTRAL SQ, NY 13036-2286 |
| Name | Verified Name |
|---|---|
| Address | 145 COUNTY ROUTE 55, FULTON, NY 13069-4371 |
| Document Number | 0000008360 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | R-2021-008360 |
| Name | EMPOWER FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
Source: Oswego County and Palermo Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Palermo Town |
| Unified School District | Mexico Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,268.00 (+7.94%) | ||
| 2025 | $5,807.00 | $174,500 (-) Land $21,000 Building $153,500 | $242,361 (+22.22%) Land $29,167 Building $213,194 |
| 2023 | $174,500 Land $21,000 Building $153,500 | $198,295 Land $23,864 Building $174,431 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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