145 Graves Rd, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 145 Graves Rd, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	2,364 sqft · built 1950
Lot Size	0.63 acres (27,443 sqft)
Owner	Trust Name on Record
Tax Bill	$1,079 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2020 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`R60002100000030000`

Property Details

APN / Parcel Number

Primary APN	`R60002100000030000`
Alternative APN	`00494897`

Interior

Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,364 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	27,443 sqft (0.63 acres)
Patio Area	570 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00494897
Old Parcel Number	R60002100000030000
Street Address	145 GRAVES RD
City	BLUFFTON
State	SC
Zip	29909-4604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	PARS A D PB48 P78 SPLIT 7/87 .39 AC 21/3A DEED OF DISTRIB. 05031183 *05031185,
Legal Subdivision	U.S. 278 BLUFFTON E (RURAL)
Legal Lot Number	A
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1003
Census Tract	2201

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	145 GRAVES RD, BLUFFTON, SC 29909-4604
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Mar 20, 2020	Quit Claim Deed, Transfer PRIORITY TITLE COMPANY, PRIORITY TITLE & ESCROW INC
Jul 23, 2019	Quit Claim Deed, Transfer · Line of Credit AMERICAN FINANCING

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Jul 23, 2019
Last Transfer Date	Mar 20, 2020
Transfer Doc	0000015323
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	145 GRAVES RD, BLUFFTON, SC 29909-4604
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039397
Date	May 28, 2021
Book Page	4017/2135
Instrument	2021039397

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEAUFORT SC
Recording Date	Mar 20, 2020
Property Address	145 GRAVES RD, BLUFFTON, SC 29909-4604
Document Number	0000015323
Book / Page	003848 / 000054
Instrument Date	Oct 28, 2019
Instrument	15323
Transaction Type	Transfer
Record Updated	May 27, 2020
Title Company	PRIORITY TITLE COMPANY, PRIORITY TITLE & ESCROW INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	145 GRAVES RD BLUFFTON SC 299094604, BLUFFTON, SC 29909-4604

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jul 23, 2019
Property Address	145 GRAVES RD, BLUFFTON, SC 29909-4604
Document Number	0000038975
Book / Page	003779 / 000511
Instrument Date	Jul 16, 2019
Instrument	38975
Transaction Type	Transfer
Record Updated	Aug 7, 2019
Title Company	PRIORITY TITLE COMPANY, PRIORITY TITLE & ESCROW INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 GRAVES RD BLUFFTON SC 299094604, BLUFFTON, SC 29909-4604

Mortgage

Document Number	38976
Date	Jul 23, 2019
Book Page	003779/000514
Instrument	38976

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,079.00 (-0.09%)	$10,050 (-45.02%)
2024	$1,080.00 (-18.43%)	$18,280 (-) Land $5,644 Building $12,636	$457,000 (-) Land $141,100 Building $315,900
2023	$1,324.00 (+8.52%)	$18,280 (+57.48%) Land $5,644 Building $12,636	$457,000 (+57.48%) Land $141,100 Building $315,900
2022	$1,220.00	$11,608 Land $6,772 Building $4,836	$290,200 Land $169,300 Building $120,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 538 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	538 in force
Nearby Flood Claims	31 (1991–2019)
Claims Outside the SFHA	1 of 31
Most Recent Claim	Jun 2019 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Hurricane Matthew, Oct 2016 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: Palmetto Telephone Communications, Verizon.

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