Mitchell County property record for 145 Grace Ruth Rd, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,598 sqft · built 1973 |
| Lot Size | 3.9 acres (169,884 sqft) |
| Owner | Individual Name on File |
| Last Sale | $174,000 (Oct 2019) |
| Tax Bill | $1,742 (2026) |
| Deeds & Mortgages | Oct 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0870-00-97-8516 |
| Primary APN | 0870-00-97-8516 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,598 sqft Living Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Lot Area | 169,884 sqft (3.9 acres) |
| Heating System | Gravity Furnace |
|---|
| Account Number | 555782470 |
|---|---|
| Street Address | 145 GRACE RUTH RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEER PARK RD |
| Legal Subdivision | RIVER POINTE SUBDIVISION |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 950400 |
145 Grace Ruth Rd is owned by an individual who bought it in October 2019.
Source: Mitchell County records, as of September 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 49, PENLAND, NC 28765-0049 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2019 · Amount on File |
| Deed Sale | Oct 31, 2019 · Amount on File |
| Deed Document Number | 20191952 |
| Deed Book / Page | 607 / 275 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Oct 31, 2019 |
| Property Address | 145 GRACE RUTH RD, SPRUCE PINE, NC 28777 |
| Document Number | 000607/275 |
| Book / Page | 607 / 275 |
| Map Reference | MB 2 PG 209 |
| Instrument Date | Oct 31, 2019 |
| Instrument | 2019001952 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $348.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 145 GRACE RUTH ROAD, PENLAND, NC 28765 |
The 2026 property tax bill for 145 Grace Ruth Rd was $1,742, up 138.6% from the year before.
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,742.00 (+138.63%) | $272,200 (+138.35%) Land $59,000 Building $213,200 | |
| 2025 | $730.00 | $114,200 Land $59,000 Building $55,200 | |
| 2023 | $1,740.00 | $276,200 Land $59,000 Building $217,200 | $276,200 Land $59,000 Building $217,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 145 Grace Ruth Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2004–2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 145 Grace Ruth Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Skyrunner Fixed Wireless | 25 / 10 |
May also be available: AT&T, Zito Media.
5G and 4G LTE (outdoors only)
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